Consumer Lending Specialist Salary in the United States
How much does a Consumer Lending Specialist make in the United States?
As of September 01, 2026, the average salary for a Consumer Lending Specialist in the United States is $57,702 per year, which breaks down to an hourly rate of $28.
However, a Consumer Lending Specialist's salary can vary significantly. Here’s a look at the typical salary range:
Top Earners (90th percentile): $72,164
Majority Range (25th-75th percentile): $50,080 to $65,272
Entry-Level (10th percentile): $43,141
10%$43,141
50% (Median)$57,702
90%$72,164
Consumer Lending Specialist Salaries by Percentile
Key Factors That Influence Consumer Lending Specialist Salaries
A Consumer Lending Specialist's salary isn't a fixed number. It's shaped by several important factors.
Below, we'll explore how your years of experience, geographic location, education
and company size
can directly affect your earning potential.
How Experience Level Affects Consumer Lending Specialist Salaries?
Experience is a primary driver of a Consumer Lending Specialist's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:
How Do Consumer Lending Specialist Salaries Vary from State to State?
Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Consumer Lending Specialists. For example, consider the average annual salaries in these key locations:
District of Columbia: $63,888.
California: $63,646.
Massachusetts: $62,797.
District of Columbia$63,888
California$63,646
Massachusetts$62,797
Washington$62,566
New Jersey$62,543
Alaska$62,463
Connecticut$61,666
New York$61,343
Hawaii$60,310
Rhode Island$59,826
Maryland$59,497
Minnesota$59,047
Colorado$58,874
Illinois$58,816
Oregon$58,597
Delaware$58,435
New Hampshire$58,333
Virginia$58,106
Pennsylvania$57,443
Nevada$57,108
North Dakota$56,998
Michigan$56,825
Wisconsin$56,762
Vermont$56,635
Texas$56,283
Maine$56,260
Arizona$56,225
Ohio$56,185
Georgia$55,654
Indiana$55,388
Wyoming$55,336
Utah$55,256
Iowa$55,221
Kansas$54,944
Louisiana$54,863
North Carolina$54,834
Missouri$54,823
Florida$54,598
Montana$54,477
Nebraska$54,361
Kentucky$54,298
South Carolina$54,067
Tennessee$53,923
Idaho$53,865
New Mexico$53,444
Oklahoma$53,351
Alabama$53,011
South Dakota$52,440
Arkansas$52,128
West Virginia$51,961
Mississippi$51,459
Top Paying Cities for Consumer Lending Specialists
Salaries can also vary between different cities.
Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay.
Here are a few examples of average annual salaries in different U.S. cities:
San Jose: $72,780
San Francisco: $71,983
Oakland: $70,466
San Jose, CA$72,780
San Francisco, CA$71,983
Oakland, CA$70,466
New York, NY$66,438
Paramus, NJ$65,630
Queens Village, NY$65,627
Passaic, NJ$65,572
Bergenfield, NJ$65,567
Stamford, CT$65,440
Huntington, NY$65,416
Newark, NJ$64,990
Bridgeport, CT$64,868
Vallejo, CA$64,753
New Brunswick, NJ$64,730
Petaluma, CA$64,696
Middlesex, NJ$64,586
Somerset, NJ$64,546
Santa Cruz, CA$64,471
Boston, MA$64,119
Monterey, CA$63,916
Seattle, WA$63,784
Santa Rosa, CA$63,772
Los Angeles, CA$63,755
Juneau, AK$63,605
Washington, DC$63,542
Orange, CA$63,336
Santa Ana, CA$63,184
Long Beach, CA$63,126
Anaheim, CA$63,115
Anchorage, AK$63,086
Santa Maria, CA$62,913
Everett, WA$62,901
Danbury, CT$62,698
Bremerton, WA$62,618
Tacoma, WA$62,411
New Suffolk, NY$62,410
Sacramento, CA$62,393
Santa Barbara, CA$62,330
Trenton, NJ$62,266
San Diego, CA$62,266
Brockton, MA$62,203
Fairbanks, AK$62,062
Lompoc, CA$61,914
Lowell, MA$61,868
Ventura, CA$61,857
Nashua, NH$61,845
Stockton, CA$61,839
Modesto, CA$61,418
Poughkeepsie, NY$61,291
Olympia, WA$61,182
Kennewick, WA$61,182
New Haven, CT$61,159
Lawrence, MA$60,951
Hartford, CT$60,893
Riverside, CA$60,882
New Bedford, MA$60,824
Richland, WA$60,824
Bakersfield, CA$60,743
San Bernardino, CA$60,720
New Britain, CT$60,714
Atlantic City, NJ$60,714
New London, CT$60,691
Norwich, CT$60,674
Portsmouth, NH$60,662
Boulder, CO$60,540
Portland, OR$60,460
Worcester, MA$60,455
Minneapolis, MN$60,276
Philadelphia, PA$60,195
Honolulu, HI$60,005
Saint Paul, MN$59,977
Vineland, NJ$59,964
Providence, RI$59,797
Chicago, IL$59,629
Bellingham, WA$59,560
Springfield, MA$59,514
Baltimore, MD$59,497
Chico, CA$59,352
Pittsfield, MA$59,197
Manchester, NH$59,087
Spokane, WA$58,833
Denver, CO$58,827
Albany, NY$58,556
Troy, NY$58,533
Nassau, NY$58,471
Schenectady, NY$58,412
Wilmington, DE$58,366
Burlington, VT$58,285
Salem, OR$58,262
Portland, ME$58,083
Yakima, WA$58,025
Rochester, MN$57,846
Reno, NV$57,818
Fresno, CA$57,818
Milwaukee, WI$57,766
Detroit, MI$57,708
Ann Arbor, MI$57,698
Allentown, PA$57,691
Colorado Springs, CO$57,593
Syracuse, NY$57,564
Carson City, NV$57,564
Houston, TX$57,483
Eugene, OR$57,454
Gary, IN$57,385
Springfield, OR$57,339
Bismarck, ND$57,327
Galveston, TX$57,287
Medford, OR$57,200
Fort Collins, CO$57,177
Concord, NH$57,148
Austin, TX$57,131
Mesa, AZ$57,010
Reading, PA$57,004
Phoenix, AZ$56,998
Dallas, TX$56,981
Saint Cloud, MN$56,926
Madison, WI$56,848
Utica, NY$56,692
Rochester, NY$56,600
Des Moines, IA$56,594
Raleigh, NC$56,589
Atlanta, GA$56,502
Battle Creek, MI$56,485
Salt Lake City, UT$56,467
Lancaster, PA$56,381
Harrisburg, PA$56,300
Kansas City, MO$56,242
Champaign, IL$56,231
Kansas City, KS$56,231
Fort Worth, TX$56,225
Columbus, OH$56,215
Boca Raton, FL$56,202
Pittsburgh, PA$56,179
Richmond, VA$56,156
Indianapolis, IN$56,144
Cleveland, OH$56,138
Las Vegas, NV$56,069
Cincinnati, OH$56,069
Petersburg, VA$55,983
Huntsville, AL$55,896
Lansing, MI$55,857
Lebanon, PA$55,850
Pueblo, CO$55,844
Appleton, WI$55,827
Buffalo, NY$55,804
Dayton, OH$55,786
Racine, WI$55,775
Charlotte, NC$55,769
Saint Louis, MO$55,752
York, PA$55,717
Elkhart, IN$55,717
Gastonia, NC$55,706
Billings, MT$55,692
Beaumont, TX$55,677
Lorain, OH$55,665
Benton Harbor, MI$55,654
Toledo, OH$55,642
Binghamton, NY$55,613
Rock Hill, SC$55,608
Rockford, IL$55,579
Springfield, IL$55,556
Elyria, OH$55,550
Fargo, ND$55,550
Flagstaff, AZ$55,510
Fort Lauderdale, FL$55,475
Duluth, MN$55,440
Miami, FL$55,440
Cheyenne, WY$55,400
Grand Forks, ND$55,400
Bangor, ME$55,273
Cedar Rapids, IA$55,209
Durham, NC$55,185
Louisville, KY$55,181
Grand Rapids, MI$55,169
Hialeah, FL$55,163
Casper, WY$55,083
Scranton, PA$55,013
New Orleans, LA$54,996
Virginia Beach, VA$54,990
Akron, OH$54,961
Peoria, IL$54,886
Sarasota, FL$54,875
Nashville, TN$54,834
Omaha, NE$54,834
Green Bay, WI$54,834
Baton Rouge, LA$54,806
Charleston, SC$54,794
Jamestown, NY$54,765
Davenport, IA$54,765
Tucson, AZ$54,736
Saint Petersburg, FL$54,702
Tampa, FL$54,690
Evansville, IN$54,656
Port Arthur, TX$54,656
Bradenton, FL$54,632
Santa Fe, NM$54,529
Orlando, FL$54,425
Clearwater, FL$54,407
Canton, OH$54,286
La Crosse, WI$54,286
Albuquerque, NM$54,252
Newport News, VA$54,246
High Point, NC$54,229
Ogden, UT$54,205
Corpus Christi, TX$54,159
Norfolk, VA$54,125
Laramie, WY$54,125
Rock Island, IL$54,090
Saginaw, MI$54,079
Jacksonville, FL$54,073
Salisbury, NC$54,061
Boise, ID$54,050
Moline, IL$54,021
Fort Myers, FL$54,003
Memphis, TN$53,992
Tulsa, OK$53,963
Waterloo, IA$53,928
Spartanburg, SC$53,871
Lincoln, NE$53,842
Fort Wayne, IN$53,830
Provo, UT$53,825
Cedar Falls, IA$53,755
San Antonio, TX$53,732
Greensboro, NC$53,709
South Bend, IN$53,703
Savannah, GA$53,640
Muskegon, MI$53,617
Birmingham, AL$53,611
Winston Salem, NC$53,583
Lake Charles, LA$53,444
Anderson, IN$53,432
Lexington, KY$53,415
Augusta, GA$53,398
Greenville, SC$53,398
Lima, OH$53,351
Wichita, KS$53,346
Tuscaloosa, AL$53,346
Columbia, SC$53,294
Springfield, OH$53,282
Asheville, NC$53,190
Bloomington, IN$53,149
Knoxville, TN$52,942
Shreveport, LA$52,936
Wilmington, NC$52,861
Roanoke, VA$52,861
Topeka, KS$52,757
Frankfort, KY$52,751
Oklahoma City, OK$52,711
Chillicothe, OH$52,688
Longview, TX$52,682
Melbourne, FL$52,676
Sioux Falls, SD$52,584
Mobile, AL$52,578
Terre Haute, IN$52,555
Altoona, PA$52,521
Amarillo, TX$52,480
Killeen, TX$52,463
Fayetteville, AR$52,417
Chattanooga, TN$52,399
Sioux City, IA$52,347
Idaho Falls, ID$52,336
Lynchburg, VA$52,290
Gainesville, FL$52,215
Portsmouth, OH$52,186
Little Rock, AR$52,174
Lafayette, LA$52,151
Youngstown, OH$52,151
Daytona Beach, FL$52,117
Clarksville, TN$52,111
Pensacola, FL$52,105
Temple, TX$52,101
Hopkinsville, KY$51,932
Erie, PA$51,920
Florence, SC$51,897
Charleston, WV$51,805
Great Falls, MT$51,776
Macon, GA$51,695
Tallahassee, FL$51,690
Fayetteville, NC$51,678
Waco, TX$51,667
Helena, MT$51,626
Pine Bluff, AR$51,604
Vincennes, IN$51,534
Lubbock, TX$51,511
Alamogordo, NM$51,476
Twin Falls, ID$51,424
Rapid City, SD$51,407
Jackson, MS$51,303
Huntington, WV$51,299
Greenville, MS$51,297
Parkersburg, WV$51,238
Montgomery, AL$51,228
Wichita Falls, TX$51,170
Springfield, MO$51,170
Biloxi, MS$51,141
Monroe, LA$51,084
Johnstown, PA$51,043
Sumter, SC$51,020
Columbus, GA$51,015
Pascagoula, MS$50,905
Abilene, TX$50,905
Kingsport, TN$50,755
Albany, GA$50,755
Gulfport, MS$50,738
Alexandria, LA$50,547
Fort Smith, AR$50,403
El Paso, TX$50,247
Las Cruces, NM$49,987
Harlingen, TX$49,841
Pocatello, ID$49,832
Florence, AL$49,757
Brownsville, TX$49,745
Mcallen, TX$49,624
Dothan, AL$49,543
Columbus, MS$49,200
Altus, OK$48,931
Lawton, OK$48,822
Pierre, SD$48,614
What Skills Can Increase a Consumer Lending Specialist's Salary?
Demanded Skills for the Role:
Customer Service (Mentioned in 22.88% Job Postings): Customer service is the provision of service to customers before, during and after a purchase. The perception of success of such interactions is dependent on employees "who can adjust themselves to the personality of the guest". Customer service concerns the priority an organization assigns to customer service relative to components such as product innovation and pricing. In this sense, an organization that values good customer service may spend more money in training employees than the average organization or may proactively interview customers for feedback. From the point of view of an overall sales process engineering effort, customer service plays an important role in an organization's ability to generate income and revenue. From that perspective, customer service should be included as part of an overall approach to systematic improvement. One good customer service experience can change the entire perception a customer holds towards the organization.
Consumer Loans (Mentioned in 1.55% Job Postings): a consumer loan is any type of loan made to a consumer by a creditor. The loan can be secured (backed by the assets of the borrower) or unsecured (not backed by the assets of the borrower).
Accounting (Mentioned in 0.11% Job Postings): Creating financial statements and reports based on the summary of financial and business transactions.
Mastering certain specialized skills can lead to a significant increase in pay.
Here are examples of skills and the potential impact they can have on a Consumer Lending Specialist's salary.
Customer Sales: Can increase your salary by up to 40%.
Account Sales: Can increase your salary by up to 33%.
Sales Management: Can increase your salary by up to 30%.
How Education impacts a Consumer Lending Specialist's Salary?
Your level of education can impact your salary potential.
While many Consumer Lending Specialists enter the field with a High School Diploma or Technical Certificate degree,
higher education can lead to more specialized and higher-paying roles.
According to our 100% employer-reported salary data,
the median salary for a Consumer Lending Specialist with a High School Diploma or Technical Certificate is between
$58,357
and $61,298).
Consumer Lending Specialist Salaries by Degree Level
Understanding how a Consumer Lending Specialist's annual salary breaks down can help with budgeting.
Below, you can see the average hourly rate, weekly pay, and monthly pay for this role.
Use the buttons to switch between different pay periods.
Hourly
Monthly
Weekly
Yearly
Table View
Last Updated on September 01, 2026
$50,080
Average$57,702/year
$65,272
$4,173
Average$4,809/month
$5,439
$963
Average$1,110/week
$1,255
$24
Average$28/hour
$31
Annual Salary
Monthly Pay
Weekly Pay
Hourly Wage
75th Percentile
$65,272
$5,439
$1,255
$31
Average
$57,702
$4,809
$1,110
$28
25th Percentile
$50,080
$4,173
$963
$24
Salaries of Jobs related to Consumer Lending Specialist
Regional Consumer Lending Director$181,700
Consumer Lending Director$181,609
Consumer Lending Senior Manager$119,265
Consumer Lending Manager$96,678
Consumer Lending Underwriter$73,319
Consumer Lending Sales Specialist$67,767
Consumer Lending Officer III$66,100
Consumer Lending Officer$59,006
Consumer Lending Officer II$56,300
Consumer Lending Coordinator$52,400
Consumer Lending Officer I$50,500
Salary Trends for Consumer Lending Specialist
Salaries for a Consumer Lending Specialist can change over time,
reflecting shifts in market demand and the overall economy.
The median salary decreased from $72,951 in 2023
to around $71,428 in 2025,
reflecting changes in demand, location, experience, and the wider economy.
For a detailed analysis of Consumer Lending Specialist salary trends,
.
Average Annual Salary of Consumer Lending Specialist Over Time
$???
$72,951
$72,096
$71,428
$???
$???
2022
2023
2024
2025
2026
2027
Year
Average Annual Salary
2022
View More
2023
$72,951
2024
$72,096
2025
$71,428
2026
View More
2027
View More
Most common benefits for Consumer Lending Specialist
Social Security
401 (k)
Disability
Healthcare
Pension
Time Off (days)
Common company salaries for Consumer Lending Specialist
Here are companies hiring for Consumer Lending Specialist and their salaries, click below for more details.
P$125,704/per year
PayPal IncFinancial Servicesthe United States
M$121,485/per year
MUFG Americas Holding CorpFinancial Servicesthe United States
B$120,306/per year
Bloomberg LPFinancial Servicesthe United States
S$119,966/per year
Santander Holdings USA IncFinancial Servicesthe United States
J$119,358/per year
JP Morgan India Private LtdFinancial Servicesthe United States
M$118,491/per year
Mastercard International IncFinancial Servicesthe United States
S$117,692/per year
Santander Bank, NAFinancial Servicesthe United States
I$115,310/per year
INTL FCStone IncFinancial Servicesthe United States
T$111,455/per year
The Jordan CoFinancial Servicesthe United States
U$108,529/per year
US BancorpFinancial Servicesthe United States
O$106,912/per year
OSI Group LLCFinancial Servicesthe United States
V$106,450/per year
Vanguard AGFinancial Servicesthe United States
R$106,297/per year
Rocket Companies IncFinancial Servicesthe United States
T$105,841/per year
Transform SR Brands LLCFinancial Servicesthe United States
E$105,321/per year
Edward D Jones & Co. LPFinancial Servicesthe United States
K$103,337/per year
Kobe Steel LtdFinancial Servicesthe United States
W$100,369/per year
Wells Fargo Clearing Services LLCFinancial Servicesthe United States
U$100,185/per year
US BankFinancial Servicesthe United States
B$99,591/per year
Branch Banking and Trust CoFinancial Servicesthe United States
S$98,411/per year
somoscmi.comFinancial Servicesthe United States
B$97,291/per year
BBVA USA Bancshares IncFinancial Servicesthe United States
G$96,699/per year
Greentown China Holdings LtdFinancial Servicesthe United States
G$96,473/per year
General Motors Financial Company IncFinancial Servicesthe United States
P$96,405/per year
Principal Financial Services IncFinancial Servicesthe United States
S$94,129/per year
Synchrony BankFinancial Servicesthe United States
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Where Does Our Salary Data Come From?
Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.
