As of January 01, 2026, the average salary for a Mortgage Processing Officer in the United States is $62,867 per year, which breaks down to an hourly rate of $30.
However, a Mortgage Processing Officer's salary can vary significantly. Here’s a look at the typical salary range:
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A Mortgage Processing Officer's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location, education and company size can directly affect your earning potential.
Experience is a primary driver of a Mortgage Processing Officer's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:
| Levels | Salary |
|---|---|
| Entry Level Mortgage Processing Officer | $59,775 |
| Intermediate Level Mortgage Processing Officer | $60,093 |
| Senior Level Mortgage Processing Officer | $60,834 |
| Specialist Level Mortgage Processing Officer | $61,681 |
| Expert Level Mortgage Processing Officer | $63,045 |
What Am I Worth?
Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Mortgage Processing Officers. For example, consider the average annual salaries in these key locations:
Your level of education can impact your salary potential. While many Mortgage Processing Officers enter the field with a Bachelor's Degree degree, higher education can lead to more specialized and higher-paying roles.
According to our 100% employer-reported salary data, the median salary for a Mortgage Processing Officer with a Bachelor's Degree is between $64,177 and $68,382).
Mortgage Processing Officer Salaries by Degree Level
| Degree Level | % of user with this level of education |
|---|---|
| No Diploma | 4.2% |
| High School | 41.7% |
| Associates | 29.2% |
| Bachelors | 16.7% |
| Masters | 8.3% |
| Doctorate | 0.0% |
Understanding how a Mortgage Processing Officer's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.
Last Updated on January 01, 2026Salaries for a Mortgage Processing Officer can change over time, reflecting shifts in market demand and the overall economy. The median salary decreased from $54,878 in 2023 to around $54,267 in 2025, reflecting changes in demand, location, experience, and the wider economy. For a detailed analysis of Mortgage Processing Officer salary trends, .
| Year | Average Annual Salary |
|---|---|
| 2022 |
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| 2023 | $54,878 |
| 2024 | $54,737 |
| 2025 | $54,267 |
| 2026 |
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| 2027 |
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Compensation PlanningHere are companies hiring for Mortgage Processing Officer and their salaries, click below for more details.
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