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As of August 01, 2026, the average salary for a Risk Officer in Kentucky is $60,579 per year, which breaks down to an hourly rate of $29.
However, a Risk Officer's salary can vary significantly. Here’s a look at the typical salary range:
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Risk Officer Salaries by Percentile
| Annual Salary |
Monthly Pay |
Weekly Pay |
Hourly Wage |
|
| 75th Percentile | $63,481 | $5,290 | $1,221 | $31 |
| Average | $60,579 | $5,048 | $1,165 | $29 |
| 25th Percentile | $49,812 | $4,151 | $958 | $24 |
Allied Universal - Louisville, KY
BJC Healthcare - FAIRVIEW HEIGHTS, IL
Santander Holdings USA Inc - NEW YORK, NY
Santander Holdings USA Inc - NEW YORK, NY
A Risk Officer's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location and company size can directly affect your earning potential.
Experience is a primary driver of a Risk Officer's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here’s how the average salary grows at different career stages:
| Levels | Salary |
|---|---|
| Risk Offi... Level Risk Officer | $60,366 |
| Credit Ri... Level Risk Officer | $86,786 |
| Credit Ri... Level Risk Officer | $98,168 |
| Credit Ri... Level Risk Officer | $116,344 |
| Credit Ri... Level Risk Officer | $129,098 |
What Am I Worth?
Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Risk Officers. For example, consider the average annual salaries in these key locations:
Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:
For Risk Officer roles, the industry you choose can affect earning potential by as much as 40% (the gap between the highest and lowest paying industries). Data shows that the Financial Services and Insurance sectors offer the strongest compensation, at 20% above the average. In contrast, Risk Officer positions in Retail & Wholesale or Business Services typically offer lower base pay, as these industries often view Risk Officer as a support function rather than a direct revenue driver.
| Industry Sector | Average Annual Salary | Average Hourly Rate | Pay vs.Avg |
|---|---|---|---|
| Financial Services | $72,695 | $35.0 | 20% |
| Insurance | $66,637 | $32.0 | 10% |
Understanding how a Risk Officer's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.
| Annual Salary | Monthly Pay | Weekly Pay | Hourly Wage | |
|---|---|---|---|---|
| 75th Percentile | $63,481 | $5,290 | $1,221 | $31 |
| Average | $60,579 | $5,048 | $1,165 | $29 |
| 25th Percentile | $49,812 | $4,151 | $958 | $24 |
Ready to take the next step in your career? Browse thousands of current Risk Officer job openings on our job board. Use the search bar below to find your perfect match.
FM
JOHNSTON, RI
FM | JOHNSTON, RI
Job Description: Established nearly two centuries ago, FM is a leading mutual insurance company whose capital, scientific research capability and engineeri... more
1 Day Ago
Avera Health
MITCHELL, SD
Avera Health | MITCHELL, SD
Location: Avera Queen of Peace Hospital Worker Type: Regular Work Shift: Day Shift (United States of America) Position Highlights You Belong at Avera Be pa... more
1 Day Ago
Amazon.com Services LLC
TIMES SQUARE, WA
Amazon.com Services LLC | TIMES SQUARE, WA
Amazon is seeking a Corporate Counsel to support its Treasury and Risk Management operations. You will provide day-to-day legal advice on worldwide general... more
1 Day Ago
Fusion Medical Staffing
SPRING VALLEY, NV
Fusion Medical Staffing | SPRING VALLEY, NV
Travel Ultrasound Technologist (Sonographer) - High Risk Company: Fusion Medical Staffing Location: Facility in Las Vegas, Nevada Job Details Fusion Medica... more
3 Days Ago
Catholic Health Services
NORTH MIAMI, FL
Catholic Health Services | NORTH MIAMI, FL
Job Description: Risk Manager (RN/LPN) Multi-Facility Coverage Job Description: Risk Manager Classification: Exempt Job Code: Salary Grade: Date Approved: ... more
4 Days Ago
BHEGT
BRUSHY FORK, WV
BHEGT | BRUSHY FORK, WV
BHE GT&S has an exciting opportunity as a Risk Engineer that can be filled as an Engineer I, Engineer II or Sr Engineer at our White Oaks general office lo... more
6 Days Ago
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