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As of August 01, 2026, the average salary for a Risk Specialist in California is $87,154 per year, which breaks down to an hourly rate of $42.
However, a Risk Specialist's salary can vary significantly. Here’s a look at the typical salary range:
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Risk Specialist Salaries by Percentile
| Annual Salary |
Monthly Pay |
Weekly Pay |
Hourly Wage |
|
| 75th Percentile | $89,435 | $7,453 | $1,720 | $43 |
| Average | $87,154 | $7,263 | $1,676 | $42 |
| 25th Percentile | $77,885 | $6,490 | $1,498 | $37 |
Cordoba Corporation - Sacramento, CA
Luster National - Sacramento, CA
Ghai Mgmt | Corp | California - Livermore, CA
USI Insurance Services - San Francisco, CA
A Risk Specialist's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location and company size can directly affect your earning potential.
Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Risk Specialists. For example, consider the average annual salaries in these key locations:
Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:
For Risk Specialist roles, the industry you choose can affect earning potential by as much as 65% (the gap between the highest and lowest paying industries). Data shows that the Software & Networking and Healthcare sectors offer the strongest compensation, at 35% above the average. In contrast, Risk Specialist positions in Retail & Wholesale or Transportation typically offer lower base pay, as these industries often view Risk Specialist as a support function rather than a direct revenue driver.
| Industry Sector | Average Annual Salary | Average Hourly Rate | Pay vs.Avg |
|---|---|---|---|
| Software & Networking | $117,658 | $57.0 | 35% |
| Healthcare | $113,300 | $54.0 | 30% |
| Financial Services | $108,943 | $52.0 | 25% |
| Biotechnology | $95,870 | $46.0 | 10% |
| Energy & Utilities | $91,512 | $44.0 | 5% |
Understanding how a Risk Specialist's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.
| Annual Salary | Monthly Pay | Weekly Pay | Hourly Wage | |
|---|---|---|---|---|
| 75th Percentile | $89,435 | $7,453 | $1,720 | $43 |
| Average | $87,154 | $7,263 | $1,676 | $42 |
| 25th Percentile | $77,885 | $6,490 | $1,498 | $37 |
Ready to take the next step in your career? Browse thousands of current Risk Specialist job openings on our job board. Use the search bar below to find your perfect match.
USI Holdings Corporation
Concord, CA
USI Holdings Corporation | Concord, CA
Description and RequirementsGeneral Description: The Personal Risk Specialist is an outside sales position focused on serving the unique insurance needs of... more
9 Days Ago
USI Holdings Corporation
Irvine, CA
USI Holdings Corporation | Irvine, CA
Description and RequirementsGeneral Description: The Personal Risk Specialist is an outside sales position focused on serving the unique insurance needs of... more
9 Days Ago
Greater Good Health
El Segundo, CA
Greater Good Health | El Segundo, CA
Risk Adjustment Coding Specialist. Greater Good Health is a fast-growing organization delivering care to older adults in access starved communities. Our in... more
9 Days Ago
Shield HealthCare
Valencia, CA
Shield HealthCare | Valencia, CA
Job Description. Job Description. Since 1957, Shield Healthcare has provided high-quality healthcare services while focusing on customer satisfaction and e... more
10 Days Ago
USI Insurance Services
Woodland Hills, CA
USI Insurance Services | Woodland Hills, CA
Personal Risk Specialist. The Personal Risk Specialist is an outside sales position focused on serving the unique insurance needs of affluent/high net wort... more
10 Days Ago
Adventist Health
Los Angeles, CA
Adventist Health | Los Angeles, CA
Risk Management Specialist. Located in the metropolitan area of Sacramento, the Adventist Health corporate headquarters have been based in Roseville, Calif... more
8 Days Ago
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