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Underwriting Director Salary in San Antonio, TX

How much does an Underwriting Director make in San Antonio, TX?

As of October 01, 2026, the average salary for an Underwriting Director in San Antonio, TX is $183,176 per year, which breaks down to an hourly rate of $88.

However, an Underwriting Director's salary can vary significantly. Here’s a look at the typical salary range:

  • Top Earners (90th percentile): $209,924
  • Majority Range (25th-75th percentile): $172,012 to $197,177
  • Entry-Level (10th percentile): $161,848
Salary Factors Salary-Boosting Skills Salary by Experience Related Job Salaries Top Paying Cities Explore Related Jobs

Key Factors That Influence Underwriting Director Salaries

An Underwriting Director's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location and company size can directly affect your earning potential.

How Experience Level Affects Underwriting Director Salaries?

Experience is a primary driver of an Underwriting Director's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

  • Underwriting Manager (5+ years): $115,404
  • Underwriting Senior Manager (5+ years): $151,796
  • Underwriting Director (5+ years): $183,176
  • VP of Underwriting (5+ years): $244,025
  • Chief Underwriting Officer (5+ years): $321,853
Job Role Years of Experience Average Salary
Underwriting Manager5+ years$115,404
Underwriting Senior Manager5+ years$151,796
Underwriting Director5+ years$183,176
VP of Underwriting5+ years$244,025
Chief Underwriting Officer5+ years$321,853
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Top Paying Cities for Underwriting Directors

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

  • San Jose: $248,110
  • San Francisco: $245,394
  • Oakland: $240,222

Underwriting Director Salary by Company Size: Startups vs. Enterprise

Underwriting Director salary potential scales significantly with company size. Data shows that Enterprise companies (5,000+ employees) pay the highest average salary at around $198,017. While startup companies pay approximate $167,860.

Underwriting Director Salary by Company Size

Company Size Employees Average Salary
Startup 1~50 $167,860
Growth Stage 51~500 $177,468
Established 501~5000 $191,233
Enterprise 5000+ $198,017

Underwriting Director Salary by Industry: Top Paying Sectors

For Underwriting Director roles, the industry you choose can affect earning potential by as much as 85% (the gap between the highest and lowest paying industries). Data shows that the Insurance and Financial Services sectors offer the strongest compensation, at 40% above the average. In contrast, Underwriting Director positions in Retail & Wholesale or Edu., Gov't. & Nonprofit typically offer lower base pay, as these industries often view Underwriting Director as a support function rather than a direct revenue driver.

The top paying industries for an Underwriting Director

Industry Sector Average Annual Salary Average Hourly Rate Pay vs.Avg
Insurance$275,394$132.040%
Financial Services$245,888$118.025%
Healthcare$216,381$104.010%

Underwriting Director Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how an Underwriting Director's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

Last Updated on October 01, 2026
$172,012
Average $183,176/year
$197,177
$14,334
Average $15,265/month
$16,431
$3,308
Average $3,523/week
$3,792
$83
Average $88/hour
$95
Annual Salary Monthly Pay Weekly Pay Hourly Wage
75th Percentile $197,177 $16,431 $3,792 $95
Average $183,176 $15,265 $3,523 $88
25th Percentile $172,012 $14,334 $3,308 $83

Underwriting Director Salary Growth & Career Path

Underwriting Director

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Advancement

Promotions are the fastest way to increase your earnings. As an Underwriting Director, you have the following paths for advancement. The table below compares the salary raises for common next-step roles. By comparing these figures, you can choose the career path that best meets your financial goals.

Next Step Role Estimate Salary Projected Raise
VP of Underwriting - Life $199,186 9%
VP of Underwriting - P&C $244,885 34%
VP of Underwriting $244,025 33%

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Where Does Our Salary Data Come From?

Salary.com salary estimates, histograms, trends, and comparisons are derived from both employer job postings and third-party data sources. We also provide multiple percentiles of salary information for your reference, click here to know Why the Salary Midpoint Formula Is Crucial to Getting Pay Equity Right. With more online, real-time compensation data than any other website, Salary.com helps you determine your exact pay target.

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