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Underwriting Director - P&C Salary in the United States

How much does an Underwriting Director - P&C make in the United States?

As of September 01, 2026, the average salary for an Underwriting Director - P&C in the United States is $222,750 per year, which breaks down to an hourly rate of $107.

However, an Underwriting Director - P&C's salary can vary significantly. Here’s a look at the typical salary range:

  • Top Earners (90th percentile): $252,935
  • Majority Range (25th-75th percentile): $208,766 to $238,550
  • Entry-Level (10th percentile): $196,034
Salary Factors Salary-Boosting Skills Salary by Experience Related Job Salaries Top Paying Cities Explore Related Jobs

Key Factors That Influence Underwriting Director - P&C Salaries

An Underwriting Director - P&C's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location, education and company size can directly affect your earning potential.

How Experience Level Affects Underwriting Director - P&C Salaries?

Experience is a primary driver of an Underwriting Director - P&C's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

  • Underwriter (P/C) IV (7+ years): $108,293
  • Property Casualty Underwriting Supervisor (7+ years): $115,281
  • Property Casualty Underwriting Manager (7+ years): $127,541
  • Underwriting Director - P&C (7+ years): $222,750
  • VP of Property Casualty Underwriting (7+ years): $262,942
Job Role Years of Experience Average Salary
Underwriter (P/C) IV7+ years$108,293
Property Casualty Underwriting Supervisor7+ years$115,281
Property Casualty Underwriting Manager7+ years$127,541
Underwriting Director - P&C7+ years$222,750
VP of Property Casualty Underwriting7+ years$262,942
View as Graph

How Do Underwriting Director - P&C Salaries Vary from State to State?

Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Underwriting Director - P&Cs. For example, consider the average annual salaries in these key locations:
  • District of Columbia: $246,629.
  • California: $245,693.
  • Massachusetts: $242,419.

Top Paying Cities for Underwriting Director - P&Cs

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

  • San Jose: $280,955
  • San Francisco: $277,878
  • Oakland: $272,022

Underwriting Director - P&C Salary by Company Size: Startups vs. Enterprise

Underwriting Director - P&C salary potential scales significantly with company size. Data shows that Enterprise companies (5,000+ employees) pay the highest average salary at around $241,025. While startup companies pay approximate $204,131.

Underwriting Director - P&C Salary by Company Size

Company Size Employees Average Salary
Startup 1~50 $204,131
Growth Stage 51~500 $215,857
Established 501~5000 $232,779
Enterprise 5000+ $241,025

Underwriting Director - P&C Salary by Industry: Top Paying Sectors

For Underwriting Director - P&C roles, the industry you choose can affect earning potential by as much as 60% (the gap between the highest and lowest paying industries). Data shows that the Insurance and Edu., Gov't. & Nonprofit sectors offer the strongest compensation, at 30% above the average. In contrast, Underwriting Director - P&C positions in Retail & Wholesale or Business Services typically offer lower base pay, as these industries often view Underwriting Director - P&C as a support function rather than a direct revenue driver.

The top paying industries for an Underwriting Director - P&C

Industry Sector Average Annual Salary Average Hourly Rate Pay vs.Avg
Insurance$289,575$139.030%
Edu., Gov't. & Nonprofit$267,300$129.020%
Financial Services$245,025$118.010%

How Education impacts an Underwriting Director - P&C's Salary?

Your level of education can impact your salary potential. While many Underwriting Director - P&C enter the field with a Bachelor's Degree, higher education can lead to more specialized and higher-paying roles.

According to our 100% employer-reported salary data, the median salary for an Underwriting Director - P&C with a Bachelor's Degree is between $208,649 and $226,413.

Underwriting Director - P&C Salaries by Degree Level

Typical Education for Underwriting Director - P&C
Degree Level % of user with this level of education
No Diploma 6.7%
High School 20.0%
Associates 6.7%
Bachelors 40.0%
Masters 20.0%
Doctorate 6.7%
View as Graph

Underwriting Director - P&C Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how an Underwriting Director - P&C's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

Last Updated on September 01, 2026
$208,766
Average $222,750/year
$238,550
$17,397
Average $18,563/month
$19,879
$4,015
Average $4,284/week
$4,588
$100
Average $107/hour
$115
Annual Salary Monthly Pay Weekly Pay Hourly Wage
75th Percentile $238,550 $19,879 $4,588 $115
Average $222,750 $18,563 $4,284 $107
25th Percentile $208,766 $17,397 $4,015 $100

Underwriting Director - P&C Salary Growth & Career Path

Underwriting Director - P&C

Next Role

Advancement

Promotions are the fastest way to increase your earnings. As an Underwriting Director - P&C, you have the following paths for advancement. The table below compares the salary raises for common next-step roles. By comparing these figures, you can choose the career path that best meets your financial goals.

Next Step Role Estimate Salary Projected Raise
VP of Underwriting - Life $213,915 -4%
VP of Underwriting - P&C $262,942 18%
VP of Underwriting $262,018 18%

Most common benefits for Underwriting Director - P&C

  • Social Security
  • 401 (k)
  • Disability
  • Healthcare
  • Pension
  • Time Off (days)

Common company salaries for Underwriting Director - P&C

Here are companies hiring for Underwriting Director - P&C and their salaries, click below for more details.

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FAQ about Underwriting Director - P&C

1. Where can an Underwriting Director - P&C earn the most?

An Underwriting Director - P&C's earning potential can vary widely depending on several factors, including location, industry, experience, education, and the specific employer. According to the latest salary data by Salary.com, an Underwriting Director - P&C earns the most in San Jose, CA, where the annual salary of an Underwriting Director - P&C is $280,955.

2. What is the highest pay for Underwriting Director - P&C?

The highest pay for Underwriting Director - P&C is $252,935.

3. What is the lowest pay for Underwriting Director - P&C?

The lowest pay for Underwriting Director - P&C is $196,034.

4. What are the responsibilities of Underwriting Director - P&C?

Directs the team responsible for reviewing and analyzing property and casualty (P&C) insurance applications. Monitors the evaluation and analysis of inspection reports, location, risk, credit reports, and additional information to accept, decline, or renew an application. Develops and implements guidelines and procedures regarding risk exposure, application renewal, acceptance, modification, and denial. Provides assistance on more complex applications. Ensures compliance with all industry and governmental regulations. Requires a bachelor's degree. Typically requires Chartered Property Casualty Underwriter (CPCU). Typically reports to senior management. Manages a departmental sub-function within a broader departmental function. Creates functional strategies and specific objectives for the sub-function and develops budgets/policies/procedures to support the functional infrastructure. Typically requires 5+ years of managerial experience. Deep knowledge of the managed sub-function and solid knowledge of the overall departmental function.

5. What industry pays the highest salary for Underwriting Director - P&C?

The Insurance industry offers the highest average compensation for Underwriting Director - P&C roles, with salaries approximately 30% above the market median.

Where Does Our Salary Data Come From?

Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.

We offer detailed salary information across multiple percentiles for your reference. (Click here to learn Why the Salary Midpoint Formula Is Crucial for Achieving Pay Equity.)

With the most extensive online, real-time compensation data available, Salary.com helps you pinpoint your exact pay target.

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