Graduate Intern

Designation- Graduate Intern

Location- Mumbai / Pune / Gurgaon

KEY ROLES & RESPONSIBILITIES

• Work with the team to support various activities in the credit risk value chain for a portfolio of corporates
• Supporting in surveillance of portfolios and preparation of event notes
• Supporting the team in MIS reporting activities
• Supporting in preparing credit reports and financial models based on fundamental analysis for a set of assigned credits/companies
• The candidate may have to undertake the below credit assessment activities:
  • Undertaking research and analysis of an entity through thorough assessment of its credit strengths and weakness and weighing its business and financial risk profile.
  • Preparing sections of credit assessment report and elaborately discuss the company profile and credit risk considerations.
  • Preparing and updating detailed financial spreads/models encompassing financial analysis, capital structure analysis, calculation of key credit quality determinants and financial projections (upto 7 years).
  • Determine and recommend ratings to the entity based on the internal rating framework and methodology.
  • Final collation of credit memos
• Support the team with any ad-hoc research requests including sector research

FUNCTIONAL & BEHAVIOURAL KNOWLEDGE

• Good understanding of financial concepts, calculation of key credit metrics and capital ratios
• Good knowhow of accounting aspects
• Reasonable understanding of credit

MINIMUM & PREFERRED EDUCATION

• Pursuing Graduation

MINIMUM & PREFERRED EXPERIENCE / SKILLS

• High level of attention to detail and accuracy; Diligence and hard work
• Organization skills and the ability to manage and prioritize workload
• Good understanding of MS office products