Agriculture Industry Specialist II or III

Come to work for a company you can be proud to work for.

The hiring range for this opportunity is $85,000 - $120,000 annually along with incentive opportunities, creating a competitive total compensation package based on our pay scale, and may be modified by location and is commensurate with qualifications and experience.

POSITION SUMMARY

The Agricultural Industry Specialist II and III will work under the supervision of the Agricultural Industries Manager. The incumbent is responsible for giving technical advice and support to the bank's agricultural lenders and Credit Administration. The Agricultural Industry Specialist must possess a strong background and broad understanding of the agricultural industry. The incumbent is responsible for collecting data and analyzing information for the purpose of creating operating budgets, conducting crop and water analysis, and making industry commodity price recommendations, conducting agricultural real estate evaluations, physical inspection of land, crops and livestock collateral and assessing ag processor businesses.

MAJOR RESPONSIBILITIES of the Agricultural Industry Specialist II

• Communicates with borrowers to identify and evaluate their business and operational requirements.


• Prepares crop and livestock budgets and budget summaries.


• Conducts onsite field crop and/or livestock inspections, and crop progress reports.


• Measures performance and analyzes data such as crop yield, water demand, soil quality and production costs.


• Advises on the adaptability of farmland to other crops and land uses.


• Maintains up-to-date knowledge of relevant agricultural industry developments and trends.


• Undertakes administrative duties, manages budgets and accounts, updates information, and prepares reports.


• Determines suitability of agricultural processing facilities.


• Performs economic analysis of processing and marketing companies.


• Recommends agricultural real estate and equipment appraisers for the Bank's approved appraiser list.


• Possesses and maintains knowledge of water and other industry regulations.


• Possesses in-depth knowledge of water district delivery, cost and reliability throughout the bank's market area.


• Performs pre-qualification assessment and analysis of operational condition and risk of financing requests within framework of Bank credit policy and current economic and industry trends.


• Provides Aquaoso reports to Agricultural Industries personnel, Credit Administration and Relationship Managers.


• Serves as reference for Bank systems, software, and third-party vendor platforms.

MAJOR RESPONSIBILITIES of the Agricultural Industry Specialist III

• Communicates with borrowers to identify and evaluate their business and operational requirements.


• Prepares crop and livestock budgets and budget summaries of highly complex credits.


• Conducts onsite field crop and/or livestock inspections, and crop progress reports of highly complex credits.


• Measures performance and analyzes data such as crop yield, water demand, soil quality and production costs.


• Advises on the adaptability of farmland to other crops and land uses.


• Maintains up-to-date knowledge of relevant agricultural industry developments and trends.


• Undertakes administrative duties, manages budgets and accounts, updates information, and prepares reports.


• Determines suitability of agricultural processing facilities.


• Performs economic analysis of processing and marketing companies.


• Recommends agricultural real estate and equipment appraisers for the Bank's approved appraiser list.Possesses and maintains knowledge of water and other industry regulations.


• Possesses in-depth knowledge of water district delivery, cost and reliability throughout the bank's market area.


• Performs pre-qualification assessment and analysis of operational condition and risk of financing requests within framework of Bank credit policy and current economic and industry trends.


• Provides Aquaoso reports to Agricultural Industries personnel, Credit Administration and Relationship Managers.


• Serves as team leader for respective regional commercial underwriting groups and in various departmental and bank wide projects.


• Serves as process leader for Ag Collateral Monitoring within the department.


• Assists Ag Industries Manager in ordering real estate appraisals and monitoring appraisal workflow as needed.


• Attends conferences and workshops and disseminates information to the broader credit administration team.


• Assists in the training and mentoring of junior credit personnel.


• May supervise Agricultural Analyst within the Ag Industries Department.


• Serves as the subject matter expert of Bank systems, software, and third-party vendor platforms.


• Assists Ag Industries Manager in preparation and presentation of periodic meetings with Regional or Bank wide staff that cover ag loan risk topics related to crop budgets, commodity price trends, real estate values, ag water risk, and other ag related topics as requested.

EDUCATION, EXPERIENCE AND OTHER SKILLS REQUIRED for Agricultural Industry Specialist II & III

• For the II: Bachelor's degree (BA) or equivalent from a college or university; and five to ten years of related experience and/or training; or the equivalent combination of education and experience. For the III: • Bachelor's degree (BA) or equivalent from a college or university; and 8 or more years of related experience and/or training; or the equivalent combination of education and experience


• For both II and III: Work-related experience should consist of a financial analyzing or lending background. Educational experience, through in-house training sessions, formal school or financial industry related curriculum, should be business or financial industry related.


• Experience in the review of crop budgets for agricultural production credits. Familiarity with agricultural real estate appraisals and appraisal principles also preferred


• Skilled in use of personal computers and Windows driven programs.


• Excellent written and verbal communication skills.


• Excellent time management and process management skills.


• Ability to work with minimal supervision and coordinate with necessary Bank personnel to prioritize and meet deadlines.


• Ability to communicate detailed regulatory and policy requirements in a useable and manageable way.

COMPANY PROFILE

Established in 1975, Tri Counties Bank is a wholly-owned subsidiary of TriCo Bancshares (NASDAQ: TCBK) headquartered in Chico, California, with assets of nearly $10 billion and more than 45 years of financial stability. Tri Counties Bank provides a unique brand of Service With Solutions® for communities throughout California with a breadth of personal, small business and commercial banking services, plus an extensive branch network, more than 37,000 surcharge-free ATMs nationwide, and advanced online and mobile banking.

Tri Counties Bank remains strong and profitable through our top-down commitment to our core values, sound business principles and responsible lending practices.

Our success is also based on our community engagement. We still believe in the vision of the helpful and caring community banker. As we grow and serve more communities, we become more involved, providing substantial financial and volunteer support to local economies and community organizations. We applaud our employees who roll up their sleeves to work and volunteer for a greater good in our communities.

Tri Counties Bank hires individuals who are qualified for the role and who represent the communities in which we serve. We look to place people in positions where they can best utilize their abilities and strengths, and where they are able to grow with the Bank.

Tri Counties Bank is an Affirmative Action and Equal Opportunity Employer, Race/Color/Religion/Sex/Sexual Orientation/Gender Identity/National Origin/Disability/Veteran.