Ag Loan Sales Officer

ALCIVIA is growing and looking to add a full-time Ag Loan Officer within our Durand/Osseo sales territory. Are you looking for a company where work-life balance is respected, honest effort is rewarded, and your contribution is appreciated? You're looking for ALCIVIA.

• With this position, you would receive a company vehicle.

Work Location: This position will be covering the Durand/Osseo sales territory (approximately within a 45-minute drive from each office). This position is available to work from a Home office. There will be available work stations in both offices (Durand & Osseo).

• Local daily travel is required to cover the sales territory adequately. Also, this position may need to travel for a quarterly sales meeting and/or any other ALCIVIA related meetings. There will be no overnight travel unless to attend required meetings and/or events.

Pay Type: Salary plus Commission, bi-weekly.
Work Schedule: Monday - Friday; 8:00am to 4:30pm.

Benefits: Full-time benefit eligibility begins the 1st of the month following date of hire.

• Medical Insurance, Health Savings Account (with Employer contributions), Dental Insurance, Vision Insurance, Flexible Spending Accounts, Critical Illness Insurance, Group Accident Insurance, Group Hospital Insurance, Legal Shield, and ID Shield.
• 401K company match up to 6% and 100% vested day one.
• Paid Parental Leave.
• Paid Time Off, Paid Holidays, and Paid Volunteer Time Off.
• 100% Company-Paid Benefits: Short-Term Disability, Long-Term Disability, Life and AD&D Insurance, Employee Assistance Program.
• Company-Paid Training and Development Opportunities: Tuition Reimbursement, Certifications & Licenses, and more.
• Company Clothing Annual Allowance.
• Safety Boot Allowance.

ALCIVIA is a leading, member-owned agricultural and energy cooperative located in Wisconsin and serving customers in Wisconsin, Minnesota, Illinois, and Iowa. We provide expertise, service, and products in the areas of agronomy, animal nutrition, energy, and grain, and have a full portfolio of options for competitive operating loans and input financing. Learn more at https://www.alcivia.com/

• Company Video: https://www.youtube.com/watch?v=EXksxCuX2Ak

Ag Loan Officer Essential Responsibilities:
We are looking for an Ag Loan Officer to promote and sell programs, products, and services that provide financial risk management solutions for our customers.

• Manage assigned territory to meet or exceed the established Verity and ALCIVIA business unit goals.
• Self-manage day to day work schedule.
• Provides excellent customer service to current customers by answering questions and/or collecting payments.
• Make cold calls to potential customers to introduce and/or sell financial products and services.
• Maintains loan servicing objectives, policies, and procedures.
• Assist cross business unit sales teams in identifying customer and prospects that may benefit from financing.
• Accountable for loan analysis using updated financial documentation, farm plans, grain contracts and crop insurance policies for planning.
• Prepares, processes, and closes loans ensuring proper credit checks and approvals are in place.
• Maintains customer files to ensure information adheres to regulatory compliance and company policy.
• Prepares follow-up forms such as customer service action requests, dairy assignments, collateral reports, extension requests and other required loan application materials required by loan size and credit risk.
• Other duties as assigned.

Ag Loan Officer Required Skills & Qualifications:

• Associates degree in Finance/Business or equivalent work experience.
• Valid drivers license with a clean driving record.
• Ability to be flexible with schedule to meet customers on their time.
• Experience in negotiation and closing sales.
• Excellent communication and interpersonal skills.
• Enthusiasm for sales and building relationships.
• Ability to adapt quickly to a changing environment.
• Self-directed, self-motivated.
• Possesses a strong set of core values.
• Ability to work collaboratively for the benefit of all business units.
• Local and regional travel.
• Safety first mindset.

Find your place in a positive, supportive atmosphere where opportunity is always growing, with a team that believes in its mission. Enjoy a job that grows along with you as your skills and talents evolve, while fueling the needs of your family, friends, and billions of others who depend on agriculture. Visit our Careers page to view all our current openings at https://www.alcivia.com/careers/

• ALCIVIA Locations: https://www.alcivia.com/connect/locations/

Job Type: Full-time

Benefits:

• 401(k) 6% Match
• Cell phone reimbursement
• Company car
• Dental insurance
• Employee assistance program
• Flexible spending account
• Health insurance
• Health savings account
• Life insurance
• Opportunities for advancement
• Paid parental leave
• Paid time off
• Prescription drug insurance
• Professional development assistance
• Referral program
• Travel reimbursement
• Tuition reimbursement
• Vision insurance
• Work from home

Compensation package:

• Bonus opportunities

Schedule:

• Day shift
• Monday to Friday

Work Location: In person