Manager - Credit and Fraud Risk Controllership

This Manager position will be part of the Credit and Fraud Risk Controllership team, primarily responsibilities are:

• Play a key role in ensuring Credit Reserves are adequate
• Prepare analysis to explain reasons for changes in the credit reserves to improve decision support
• Work closely with Risk professionals to develop analytics, providing support and documentation for key conclusions
• Prepare externally disclosed footnotes and regulatory filings for Worldwide AR, Loans and related Reserves for American Express and significant subsidiaries
• Lead projects to perform deep-dives for the significant qualitative reserves to improve control environment.
• Provide business advisory support for new products, acquisition and divestitures

This person will also interact regularly with Risk, Risk Finance and technologies in support of review of credit metrics and credit initiatives. As a Manager, the incumbent will play an instrumental role in the continuous refinement of processes in these critical areas

Qualifications

• Bachelor’s degree in Accounting/Finance with CPA/MBA is preferred
• A minimum of 5-7 years of experience of financial analysis on complex and voluminous data is needed. Knowledge of US GAAP and experience in Regulatory framework like CCAR in a banking environment is a plus
• Candidate must have advanced Excel modelling skills and experience with complex Excel functions.
• Experience using statistical software (preferably SAS, Python or Hive) as well as SQL to manipulate large data sets for model and analytical enhancements.
• Strong analytical and problem skills are must
• Must be able to synthesize complex concepts into understandable business solutions and demonstrate thought leadership in developing value added analyses.
• Must be results driven and proactive with the ability to manage multiple work streams and work within tight timelines.
• Able to think strategically and have the relationship skills necessary to partner and drive results in a cross-functional team environment.
• Excellent oral and written communication skills and ability to present on a regular basis to senior management.
• Understanding of CECL accounting standard preferred.

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, protected veteran status, disability status, age, or any other status protected by law.

Employment eligibility to work with American Express in the U.S. is required as the company will not pursue visa sponsorship for these positions.

Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.