Senior Analyst - Data Science

You Lead the Way. We’ve Got Your Back.

With the right backing, people and businesses have the power to progress in incredible ways. When you join Team Amex, you become part of a global and diverse community of colleagues with an unwavering commitment to back our customers, communities and each other. Here, you’ll learn and grow as we help you create a career journey that’s unique and meaningful to you with benefits, programs, and flexibility that support you personally and professionally.

At American Express, you’ll be recognized for your contributions, leadership, and impact—every colleague has the opportunity to share in the company’s success. Together, we’ll win as a team, striving to uphold our company values and powerful backing promise to provide the world’s best customer experience every day. And we’ll do it with the utmost integrity, and in an environment where everyone is seen, heard and feels like they belong.

Join Team Amex and let's lead the way together.

Our industry is rapidly evolving, and we need courageous, quick thinkers who can shape the strategic decisions that lead our business forward. Whether it’s negotiating with some of our largest global partners or creating next year’s financial plan, you can influence both our day-to-day P&L and the future direction of the company. As part of the team, you can have the opportunity to learn and use the latest data tools and technologies and explore a range of roles to grow your career. Find your place in finance on #TeamAmex.

Credit & Fraud Risk Finance supports Credit & Fraud Risk and other business partners on all aspects of Net Loss Provision. The Reserve Analytics team’s key responsibilities include providing decision support and business analytics to help the senior leadership make decisions on appropriate level of reserves, develop and present key analyses and monthly / quarterly reserves results to senior management and provide thought leadership in development/enhancement of reserve models as well as strategic business analytics and lead discussion in various internal credit reserves committee.

How will you make an impact in this role?

• Support monthly and quarterly credit reserve calculations and analysis, ensuring accuracy, completeness and timeliness of the data and results for reserves
• Perform ad hoc analytics in short turn-around-time on credit reserves to better understand key trends and drivers
• Develop and support key analytics on qualitative reserve assessment
• Support research and analytics around macroeconomic data and trends
• Support compliance and control activities, including internal controls and SOX compliance over credit reserving processes.
• Partner with various cross-functional teams, including Risk, Controllership and Technology

Minimum Qualifications:

• Hands-on experience working on financial analytics using large amounts of data
• Advanced skillset with SQL and Python required
• Advanced excel modeling skills and high level of proficiency in PowerPoint are required
• BS/MS in quantitative discipline like Economics, Statistics, Mathematics, Finance or Computer Science
• Highly motivated individual with desire to work on open-ended projects, with the ability to break down and execute on complex ideas
• Be data-driven, outcome-focused and fast learner
• Strong analytical, organizational, and problem-solving skills with good attention to detail
• Ability to understand and explain complex mathematical concepts
• Ability to solve ad-hoc business problems independently and manage multiple priorities and projects while adhering to deadlines

Preferred Qualifications:

• TM1, Tableau, Power BI or other visualization tools experience is strongly preferred
• Previous card/risk management experience and/or 1-3 years of work experience preferred

Salary Range: $55,000.00 to $105,000.00 annually bonus benefits

The above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we’ll consider your location, experience, and other job-related factors.

We back our colleagues and their loved ones with benefits and programs that support their holistic well-being. That means we prioritize their physical, financial, and mental health through each stage of life. Benefits include:

• Competitive base salaries 
• Bonus incentives 
• 6% Company Match on retirement savings plan 
• Free financial coaching and financial well-being support 
• Comprehensive medical, dental, vision, life insurance, and disability benefits 
• Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need 
• 20 weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy 
• Free access to global on-site wellness centers staffed with nurses and doctors (depending on location) 
• Free and confidential counseling support through our Healthy Minds program 
• Career development and training opportunities

For a full list of Team Amex benefits, visit our Colleague Benefits Site.

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.

Depending on factors such as business unit requirements, the nature of the position, cost and applicable laws, American Express may provide visa sponsorship for certain positions.

We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.

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Salary : $55,000 - $105,000