Analyst-Compliance

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With the right backing, people and businesses have the power to progress in incredible ways. When you join Team Amex, you become part of a global and diverse community of colleagues with an unwavering commitment to back our customers, communities and each other. Here, you’ll learn and grow as we help you create a career journey that’s unique and meaningful to you with benefits, programs, and flexibility that support you personally and professionally.

At American Express, you’ll be recognized for your contributions, leadership, and impact—every colleague has the opportunity to share in the company’s success. Together, we’ll win as a team, striving to uphold our company values and powerful backing promise to provide the world’s best customer experience every day. And we’ll do it with the utmost integrity, and in an environment where everyone is seen, heard and feels like they belong.

Join Team Amex and let’s lead the way together.

How we serve our customers is constantly evolving and is a challenge we gladly accept. Whether you’re finding new ways to prevent identity fraud or enabling customers to start a new business, you can work with one of the most valuable data sets in the world to identify insights and actions that can have a meaningful impact on our customers and our business. And, with opportunities to learn from leaders who have defined the course of our industry, you can grow your career and define your own path. Find your place in risk and analytics on #TeamAmex.

The Global Financial Crimes Compliance (GFCC) function is part of American Express’ Global Risk, and Compliance (GRC) organization responsible for overseeing the Business Units and ensuring compliance with the Bank Secrecy Act and Anti-Money Laundering (BSA/AML) regulations. GFCC also ensures compliance with Office of Foreign Assets Control (OFAC) and Anti-Corruption regulations by providing compliance subject matter and risk management expertise, and implementing and supporting the BSA/AML, Sanctions and Anti-Corruption Programs.

How will you make an impact in this role?

This individual will be responsible for developing, implementing, and monitoring Know Your Customer (KYC) processes for the purpose of enhancing KYC-related processes and controls, driving ad-hoc strategic initiatives, and supporting KYC requirements, including the Customer Identification Program (CIP) and risk-based Customer Due Diligence (CDD) activities across all U.S. issued products. The incumbent will interact closely with Compliance, Global Servicing Group, Lines of Business, and project teams to facilitate and monitor the adherence to KYC regulatory requirements, policies, and procedures.

Responsibilities include:

• Support customer onboarding KYC requirements for all US products
• Drive projects and process enhancements related to KYC/CIP/CDD for AENB and TRS’ U.S. AML Compliance programs
• Ensure business line procedures are maintained current and accurate to support process and requirements
• Partner with operational groups, including New Accounts, to ensure KYC/CIP/CDD requirements are accurately implemented
• Provide subject matter expertise and analysis to business partners regarding third party identity verification sources and processes
• Stay abreast of regulatory and legislative changes pertaining to BSA/AML regulations that may impact AENB and TRS (U.S.) KYC requirements
• Identify and call out issues to leadership as appropriate
• Provide guidance and support business line efforts to remediate identified issues
• Support framework development and oversight of the business line KYC controls

Minimum Qualifications

• Professional certification (e.g., Association of Certified Anti-Money Laundering Specialists (CAMS)) a plus
• 2 years of work experience in a financial services institution, retail/commercial bank operations or payment institution in any of the following areas is highly preferred: BSA/AML, KYC, or financial crimes
• Knowledge of U.S. New Account onboarding systems and/or processes preferred
• Manage multiple tasks simultaneously
• Be an enthusiastic self-starter and deadline-driven teammate
• Demonstrate critical thinking
• Implement innovation and change initiatives
• Introduce, document, and champion new processes
• Communicate effectively both verbally and in writing
• Experience with Microsoft Office, including Word, Excel, and PowerPoint
• Keen attention to detail in analysis and documentation

Preferred Qualifications

• Bachelor’s degree or equivalent experience

Salary Range: $55,000.00 to $105,000.00 annually bonus benefits

The above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we'll consider your location, experience, and other job-related factors.

We back our colleagues and their loved ones with benefits and programs that support their holistic well-being. That means we prioritize their physical, financial, and mental health through each stage of life. Benefits include:

• Competitive base salaries
• Bonus incentives
• 6% Company Match on retirement savings plan
• Free financial coaching and financial well-being support
• Comprehensive medical, dental, vision, life insurance, and disability benefits
• Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
• 20 weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy
• Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
• Free and confidential counseling support through our Healthy Minds program
• Career development and training opportunities

For a full list of Team Amex benefits, visit our Colleague Benefits Site.

At American Express, you’ll be recognized for your contributions, leadership, and impact—every colleague has the opportunity to share in the company’s success. Together, we’ll win as a team, striving to uphold our company values and powerful backing promise to provide the world’s best customer experience every day. And we’ll do it with the utmost integrity, and in an environment where everyone is seen, heard and feels like they belong.

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.

We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.

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