Banking Officer II, III, or IV

ANB Bank hires individuals who provide excellent customer service and build meaningful relationships with our customers and within our communities.  ANB is committed to rewarding our team members who strengthen our company and culture.  ANB offers competitive compensation and a comprehensive benefits package for this position. 

• Anticipated Date of Application Window Closure: 03/01/2024 (or until filled)
• Hiring Pay Range:  $72,000.00 - $100,000.00 annualized
  • The hiring pay range for this position is commensurate with the level of relevant experience and education. 

Benefits Package Offered (Subject to Eligibility Requirements)

• Paid Vacation, Sick, and Holiday Time 
• Discretionary Annual Bonus and 401(k) Match
• Company Subsidized Medical, Dental, and Vision Insurance Available for Employee, Employee Spouse, Employee Child(ren), and Employee Family
• Healthcare and Dependent Care Flexible Spending Account
• Health Savings Account and Limited Purpose Flexible Spending Account for High Deductible Health Plan (HDHP)
• Company Provided Employee Life, Employee AD&D, and Long-Term Disability Insurance
• Supplemental Life Insurance for Employee, Spouse, and Child(ren)
• Supplemental AD&D Insurance for Employee and Spouse
• Short-Term Disability
• Employee Assistance Program
• Tuition Assistance Program
• Professional Development Resources
• Employee Banking Services
• Free Employee Parking

Description

• ANB officers are valued advisors and are involved in many of our customers’ most meaningful endeavors. Our Relationship Managers are trained to deliver credit expertise in both consumer and commercial lending. We build our teams through a commitment to coaching for career success!

Qualifications 

• To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. 

Essential Duties and Responsibilities

• Develop and maintain a presence as a leader in the bank branch where the officer is relied upon for the coaching of staff team members. 
• Expansion of bank customer base through networking and sales calling. Soliciting the business of non-borrowing customers as well as loan customers. Maintaining product knowledge to generate credit and deposit business.
• Act as Relationship Manager for assigned customers, ensuring customer satisfaction and the delivery of unparalleled customer service.
• Service the credit needs of customers and prospects alike; obtaining financial and other information; performing or coordinating credit analysis; making loan presentations and recommending approval to ANB’s Loan Committee where required; and negotiating terms and conditions such as rates, collateral, guarantees, loan agreements, and other documentation.
• Daily management of a loan portfolio, including, but not limited to, credit quality; compliance with the bank’s policies and procedures, and applicable laws and regulations; and management of loan status.
• Participate in community activities including civic organizations and non-profit volunteer service.
• Maintains consistent compliance with Bank Secrecy Act (BSA) requirements, banking regulations, and bank policies and procedures related to the position. 
• This position requires National Mortgage Licensing System (NMLS) registration under the terms of the S.A.F.E. Act of 2008.
• Other duties may be assigned. 

Education and/or Experience

Banking Officer II:

• 2 - 3 years of lending, banking, or relevant work experience, or an equivalent combination of other work history and college level accounting/finance/business college classes successfully completed.

Banking Officer III:

• 4 - 6 years of loan origination, underwriting or portfolio management experience, or an equivalent combination of general banking experience and accounting/finance/business college classes successfully completed.  Proven expertise in customer development and business sourcing.

Banking Officer IV:

• 6 years of loan origination, underwriting or portfolio management experience, or an equivalent combination of general banking experience and accounting/finance/business college classes successfully completed.  Proven expertise in customer development and business sourcing.

Equal Opportunity Employer / Affirmative Action / Minorities / Female / Disability / Veteran

ANB Bank is committed to providing Equal Opportunity in Employment.  The Bank is continually trying to improve recruitment, employment, development and promotional opportunities for its employees.  Our selection decisions are based on job-related factors and not on the basis of age, race, sex, color, religion, national origin, disability, sexual orientation, veteran status, or any other status protected by federal, state, or local law.

ANB Bank complies with the Equal Pay for Equal Work Act.  ANB Bank requests that Applicant not disclose its wage rate history to ANB Bank.  If ANB Bank for any reason comes into possession of Applicant’s wage rate history, ANB Bank will not rely on it in determining a wage rate.

ANB Bank requests that applicant not provide information on age, date of birth or graduation date from any academic institution, including on resumes.