Loan Administration Specialist

ANB Bank has financial strength embodied in over $3 billion in assets and ranks in the top 8% of banks nationwide by size and is a true community bank with an unwavering commitment to excellence. The bank helps each of its communities prosper through investment, sponsorship, philanthropy, and employee volunteerism. It is a passion ANB has for banking that makes the difference. 

ANB Bank hires individuals who provide excellent customer service and build meaningful relationships with our customers and within our communities. ANB is committed to rewarding our team members who strengthen our company and culture. ANB offers competitive compensation and a comprehensive benefits package for this position.

• Hiring Pay Range: $19.50 - $26.50 per hour 

Health & Wellness Benefits (Subject to Eligibility Requirements) 

• Minimum 4 Weeks of Paid Time Off (PTO)
• 11 Paid Holidays
• Medical, Dental, and Vision Insurance 
• Health Savings (HSA), Flexible Spending (FSA), and dependent care spending accounts 
• Company provided Life, AD&D, and Disability Insurance with supplementation options 
• 401(k) plan with discretionary company match and profit sharing 
• Discretionary annual bonus and employee referral incentives
• Employee Assistance Program (EAP) 
• Tuition Reimbursement Program 
• Spanish Communication Assistant Program Incentive
• Employee banking products 

Summary 

• Responsible for preparing, processing, booking, and verifying all documentation pertinent to consumer and commercial loans from all regions of ANB Bank.

Essential Duties and Responsibilities 

• Maintains thorough understanding and continuing knowledge regarding, regulatory loan compliance, state laws, bank’s credit policy, internal procedures, consumer disclosures, including but not limited to: RESPA, HMDA, TRID, and any other overlapping areas of compliance related to loan documentation.
• Accurately prepares all loan contracts and documentation required to perfect the Banks’ security interest in collateral, ensuring compliance with state laws, regulatory agencies, banks internal procedures and policy requirements.  Works with supervisor when necessary.
• Prepares loan documents, work with Quality Control and verifies accuracy to be sure documents were prepared in accordance with the loan request prior to delivery to branch.
• Informs Quality Control department, Relationship Manager and/or Loan Assistant of any documentation issues including missing documentation and the need for follow-up. 
• Inputs loan information into various operating systems (including Laser Pro). 
• Maintains checklist for documentation compliance. 
• Monitor and track incoming loan requests on a central report and distribute the loans for processing to the appropriate personnel.
• Assists internal customers with various problems, changes and/or inquiries regarding loans in process and following through to make sure customer's needs have been satisfied.
• Learn and assist in E-Oscar process (credit report disputes and related issues). 
• Assist manager with various projects such as, Laser Pro maintenance; researching and resolving loan issues that arise from loan documentation or NGP; loan suspense account; deferred fees; shadow notes; escrow accounts including audit for in flows and out flows to be compliant; balancing for GL’s, non-post research; monitor letters of credit; process-non-accruals and repo’s for bank; rate changes in the system when needed, grade changes; non-accrual/TDR status changes; flood insurance tracking.
• Assist with and act as a reference point to Loan Assistants in their various loan process and system duties.
• Delivers quality of service as defined by department standards.
• Maintains consistent compliance with Bank Secrecy Act (BSA) requirements, banking regulations, and bank policies and procedures related to the position. 
• Other duties as assigned.

Education and/or Experience

• 1 years prior banking experience; or equivalent combination of education and experience.
• To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. 

Work Schedule:  Monday - Friday, 8:00am - 5:00pm

Equal Opportunity Employer / Affirmative Action / Minorities / Female / Disability / Veteran

ANB Bank is committed to providing Equal Opportunity in Employment. The Bank is continually trying to improve recruitment, employment, development and promotional opportunities for its employees. Our selection decisions are based on job-related factors and not on the basis of age, race, sex, color, religion, national origin, disability, sexual orientation, veteran status, pregnancy, marital status, genetic information, gender identity, or any other status protected by federal, state, or local law. 

ANB Bank complies with the Equal Pay for Equal Work Act.  ANB Bank requests that Applicant not disclose its wage rate history to ANB Bank.  If ANB Bank for any reason comes into possession of Applicant’s wage rate history, ANB Bank will not rely on it in determining a wage rate. ANB Bank requests that applicant not provide information on age, date of birth or graduation date from any academic institution, including on resumes. 

Anticipated Date of Application Window Closure: 06/02/2024