Loan Assistant

ANB Bank has financial strength embodied in over $3 billion in assets and ranks in the top 8% of banks nationwide by size and is a true community bank with an unwavering commitment to excellence. The Bank helps each of its communities prosper through investment, sponsorship, philanthropy, and employee volunteerism. It is a passion ANB has for banking that makes the difference. 

ANB Bank hires individuals who provide excellent customer service and build meaningful relationships with our customers and within our communities. ANB is committed to rewarding our team members who strengthen our company and culture. ANB offers competitive compensation and a comprehensive benefits package for this position.

• Hiring Pay Range: $20.50 - $25.00 per hour 
  • This position may be eligible to receive an additional $1.00 per hour if approved for the Spanish Communication Assistant Program. 

Health & Wellness Benefits (Subject to Eligibility Requirements) 

• Minimum 4 Weeks of Paid Time Off (PTO)
• 11 Paid Holidays
• Medical, Dental, and Vision Insurance 
• Health Savings (HSA), Flexible Spending (FSA), and dependent care spending accounts 
• Company provided Life, AD&D, and Disability Insurance with supplementation options 
• 401(k) plan with discretionary company match and profit sharing 
• Discretionary annual bonus and employee referral incentives
• Employee Assistance Program (EAP) 
• Tuition Reimbursement Program 
• Spanish Communication Assistant Program Incentive
• Employee banking products 

Summary 

• Assist in the following: providing support to Lenders of the assigned department in loan preparation, processing, closing and maintenance; customer interface with regard to loan processing, closing and general customer service; support for the Retail Lending Department within the capacity of Loan Operations; performing daily operations duties as well as monthly reconciliation of accounts; and customer interface with regard to loan operations and general customer service. 

• Delivers quality of service as defined by department standards.
• Prepares loan requests and reviews required loan documents with close attention to detail.
• Requests and coordinates loan documentation preparation.
• Orders documentation, such as title policies, flood certifications, lien search, appraisals, insurance, payoff, participation certificate, etc.
• Alert Lenders to any concerns necessary to ensure security position.
• Books and activates closed loans on bank systems.
• Creates and maintains loan files for completeness.
• Audits loan files, maintains tickler-tracking system to ensure materiality and accurate financial information for necessary supporting documentation is in the file.
• Requests updated information for expiring documentation.
• Performs funds transfers between accounts, draws, wires, loan advances, process payments, etc.
• Provides general customer service.
• Processes loan payoffs and prepares appropriate collateral releases. 
• Maintains a current knowledge and consistent compliance with Bank Secrecy Act (BSA) requirements.
• Maintains current knowledge and consistent compliance with other banking regulations and Bank policies and procedures related to the position.
• Other duties may be assigned. 

Education and/or Experience 

• 2 years related banking experience; or an equivalent combination of education and experience. 
• To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. 

Equal Opportunity Employer / Affirmative Action / Minorities / Female / Disability / Veteran

ANB Bank is committed to providing Equal Opportunity in Employment. The Bank is continually trying to improve recruitment, employment, development and promotional opportunities for its employees. Our selection decisions are based on job-related factors and not on the basis of age, race, sex, color, religion, national origin, disability, sexual orientation, veteran status, pregnancy, marital status, genetic information, gender identity, or any other status protected by federal, state, or local law. 

ANB Bank complies with the Equal Pay for Equal Work Act.  ANB Bank requests that Applicant not disclose its wage rate history to ANB Bank.  If ANB Bank for any reason comes into possession of Applicant’s wage rate history, ANB Bank will not rely on it in determining a wage rate. ANB Bank requests that applicant not provide information on age, date of birth or graduation date from any academic institution, including on resumes. 

Anticipated Date of Application Window Closure: 06/10/2024