Senior Credit Operations Officer

General Information

• Job Title: Credit Officer V or Senior Credit Operations Officer 
• Location: 3033 E 1st Avenue Denver, CO 80206
• Employee Type: Exempt Full-Time
• Hiring Pay Range:
• Credit Officer V: $100,000.00 - $120,000.00 per year
• Senior Credit Operations Officer: $120,000.00 - $165,000.00 per year
• The hiring pay range for this position is commensurate with the level of relevant experience and education.

ANB Bank has financial strength embodied in over $3 billion in assets and ranks in the top 8% of banks nationwide by size and is a true community bank with an unwavering commitment to excellence. The bank helps each of its communities prosper through investment, sponsorship, philanthropy, and employee volunteerism. It is a passion ANB has for banking that makes the difference. 

ANB Bank hires individuals who provide excellent customer service and build meaningful relationships with our customers and within our communities. ANB is committed to rewarding our team members who strengthen our company and culture. ANB offers competitive compensation and a comprehensive benefits package for this position.

Health & Wellness Benefits (Subject to Eligibility Requirements) 

• 4-5 Weeks of Paid Time Off (PTO)
• 11 Paid Holidays
• Medical, Dental, and Vision Insurance 
• Health Savings (HSA), Flexible Spending (FSA), and dependent care spending accounts 
• Company provided Life, AD&D, and Disability Insurance with supplementation options 
• 401(k) plan with discretionary company match and profit sharing 
• Discretionary annual bonus and employee referral incentives
• Employee Assistance Program (EAP) 
• Tuition Reimbursement Program 
• Spanish Communication Assistant Program Incentive
• Employee banking products 

Summary 

• Directs the loan origination process of the Bank to manage operational and credit risk in accordance with the Bank’s low-to-moderate risk profile while providing outstanding service to both internal and external customers. Position will supervise Loan Origination Software (LOS) Administration, Loan Quality Review, and the Appraisal Department. 

Essential Duties and Responsibilities 

• Oversees pre-close operations of the Credit Department, with direct responsibility for LOS System Administration, Loan Quality Review, and the Appraisal Department.
• Develops and maintains credit-related procedures, loan systems, workflows, and performance standards.
• Works closely with the Chief Credit Officer (CCO) and Senior Credit Officer (SCO) to develop and manage performance standards for credit origination standards.
• Works with teams across the Bank to build effective, consistently applied loan processes and procedures.
• Develops and maintains a strong working relationship with Bank regulators.
• Consults with the CCO and SCO as necessary on various credit issues and other high-level credit matters.
• Maintains a current knowledge and consistent compliance with Bank Secrecy Act (BSA) requirements, as well as knowledge and consistent compliance with other banking regulations and Bank policies and procedures related to the position.
• Maintains confidentiality and delivers quality of service as defined by department standards.
• Supports the company’s Mission, Vision, and Values.
• Other duties may be assigned.

Preferred Education and/or Experience:

Credit Officer V:

• 7-10 years in credit management positions and extensive background experience and/or training.
• Preferred bachelor’s degree (B.A.) or equivalent in business administration, finance, or related field; or equivalent combination of education and experience.
• To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. 

Senior Credit Operations Officer:

• 10 years in credit management positions and extensive background experience and/or training.
• Preferred bachelor’s degree (B.A.) or equivalent in business administration, finance, or related field; or equivalent combination of education and experience.
• To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. 

Equal Opportunity Employer / Affirmative Action / Minorities / Female / Disability / Veteran

ANB Bank is committed to providing Equal Opportunity in Employment. The Bank is continually trying to improve recruitment, employment, development and promotional opportunities for its employees. Our selection decisions are based on job-related factors and not on the basis of age, race, sex, color, religion, national origin, disability, sexual orientation, veteran status, pregnancy, marital status, genetic information, gender identity, or any other status protected by federal, state, or local law. 

ANB Bank complies with the Equal Pay for Equal Work Act. ANB Bank requests that Applicant not disclose its wage rate history to ANB Bank.  If ANB Bank for any reason comes into possession of Applicant’s wage rate history, ANB Bank will not rely on it in determining a wage rate. ANB Bank requests that applicant not provide information on age, date of birth or graduation date from any academic institution, including on resumes. 

Anticipated Date of Application Window Closure: 09/13/2024 (or until filled)