Underwriter

Overview

Breckenridge Insurance has an exciting career opportunity for an Underwriter. The Underwriter is responsible for working with wholesale and/or retail agents and carriers to obtain specialized insurance coverage for insureds.  The Underwriter will meet growth, profit and production initiatives by developing positive and productive business relationships with retail agents, producers, carriers, co-workers and others.

Breckenridge Insurance, an Accretive company, offers ready-access to a team of collaborative experts that solve problems for independent agents and brokers nationally. We are equally committed to our global carrier partners and sound underwriting practices to deliver competitive, smart coverage solutions. Our team is extremely specialized, passionate and highly invested in each one of our partnerships with insurance agents, brokers and carriers. If you’re interested in a refreshing, bureaucracy-free environment where we celebrate and recognize diverse employees, look no further.  For more information on Breckenridge, visit our website www.breckis.com.

What You'll Do

• Manage a book of new and renewal accounts within assigned territory by evaluating the viability of accounts through opportunity assessment and requesting information from retail agents as needed to ensure a thorough and accurate review of accounts.
• Underwrite accounts based on designated contract authorities and/or submit risks to carriers to consider risks outside of authority
• Review requests to bind coverage to ensure accuracy before processing.
• Set and attain goals for book management including but not limited to, production, agency visits, product updates, collection issues, hit ratios, legal environment, market changes.
• Manage and cultivate existing relationships with business partners (retailer and carrier based) to secure and expand recurring revenue streams.
• Use underwriting discipline to manage loss ratios based on carrier expectations.
• Provide timely and accurate monthly and quarterly forecasting to management.
• Participate in and support an interdependent cross sell environment.
• Provide effective communication, supervision, and development of support staff, including performance reviews and salary recommendations.
• Participate in recruiting efforts of personnel such as new underwriters and support staff.
• Manage the day-to-day efforts of support staff and ensure smooth functioning, cohesive production units, including reviewing and approving expenses for direct reports.
• Implement and enforce policies and procedures of the organization.
• Effectively offer solutions to business challenges inside area of focus.
• Maintain increasing knowledge of insurance industry markets, products, and legal environments, via continuing education, seminars, and self-study, to provide a value-added service to producers.
• Participate in industry trade association events such as Target Markets, NAPSLO, AAMGO, PLUS, etc.
• Other duties or projects as assigned.

What's in it For You?

To help you make the best decision for your personal growth, it’s important to us to share a glimpse of what we offer our top asset, our people:   

• Competitive base salary.   
• Generous 30 Days Comprehensive Paid Time Off Package inclusive of Paid Time Off, 10 Company Holidays, 2 Floating Holidays, 5 Sick Days, and 2 Volunteer Days.
• Health benefit options with you in mind; 5 affordable medical plan options with rates based on your salary, company paid HSA contribution with eligible HSA plan selection, 2 dental plan options offering orthodontia coverage and 3 cleanings per year, and 2 vision plan options.    
• Company match 401(k) plan – 50% up to 6%!   
• Support of your fitness wellness goals! We offer up to 75% off at over 11,000 gyms and fitness centers.    
• Opportunity to prioritize your mental health with 24/7 access to licensed therapists.   
• Pet benefits & discounts.    
• Access to our Employee-led Resource Groups (ERGs) that lend a voice to the variety of demographics represented throughout our company.

What You'll Need

• Minimum of 5 years of related experience required.
• Bachelor's degree in related field preferred.
• Active Property and Casualty License required.
• Highly developed problem solving and solution-design skills; strong written and verbal communication skills.
• Demonstrated leadership through client support and advocacy skills, as well as the mentoring and guidance of more junior employees.
• Highly proficient in use of Microsoft Office or similar software, including spreadsheet and presentation software.
• Skilled in use of agency management software with the ability to quickly learn new systems and processes.  

Grow, with us

Accretive is a collection of elite specialty and wholesale agencies supported by experienced industry leaders. Our expertise is broad, and our innovative culture runs deep. We value relationships above all else and consistently deliver best in class customized solutions and service you can trust.

Accretive is passionate about fueling our clients’ innovation and growth. That makes us the perfect place for creative, dynamic people who want to grow their career while helping businesses, families and people thrive.  We are proud to be one of the largest brokers in the country, but we’re even prouder of the honest, caring relationships that our employees build with our clients every day.

Working with us will give you the opportunity to do work that matters while you learn with us, advance with us, and most importantly, grow with us. Accretive is committed to embracing diversity, equity and inclusion to create a workplace that welcomes and thrives on the unique experiences, perspectives and contributions of all team members. Accretive is bringing the best people and most diverse talent forward to drive growth, innovate and think bigger!