Appraisal Analyst

Description

JOB DESCRIPTION: Appraisal Analyst

DEPARTMENT/DIVISION: Credit Administration

REPORTS TO: SVP Credit Administration

SUPERVISES: No supervisory responsibilities

JOB SUMMARY

Maintain functions related to real estate appraisals as required by the Credit Administration Department.

ESSENTIAL DUTIES AND RESPONSIBILITIES

• Maintain and understand policies and procedures for real estate appraisal requirements
• Maintain process of ordering, reviewing and evaluating real estate appraisals taken as collateral in credit transactions
• Communicate with loan officers, review staff, and third-party appraisers
• Disseminate information regarding real estate appraisals
• Review general ledger accounts for payment to third party appraisers
• Maintain approved appraisers’ files
• Assist senior staff members in formulating and updating policies and operating procedures which incorporate requirements of real estate appraisals
• Assist in coordination of the bank’s efforts in examinations conducted by the Federal Reserve and State Banking Department
• Other duties as assigned

Qualifications

QUALIFICATIONS

• Minimum 1-year appraisal, lending or banking experience
• Proficient in Microsoft Office including Word, Excel, PowerPoint and Outlook

PREFERRED QUALIFICATIONS

• Bachelor’s degree in Accounting, Finance or related field
• Previous real estate sales experience

SKILLS & COMPETENCIES

• Must establish and maintain effective working relationships
• Must build and maintain credibility with external and internal business partners
• Excellent communication skills, both written and verbal ability to clearly and concisely present information
• Proven analytical skills and excellent problem-solving skills
• Must be able to make decisions on available information and act; make commitments and not change decisions when challenged
• A high level of attention to detail is required in order to effectively manage and meet multiple deadlines
• Self-motivated and ability to work independently under limited supervision, as well as part of a team
• Ability to query information and assimilate reports
• Extensive word processing and PC spreadsheet applications capabilities
• Must be able to define realistic, specific goals and objectives; to prioritize objectives
• Ability to travel on occasion
• Must be able to start and persist with specific courses of action while exhibiting high motivation; must be available to work after hours on occasion in order to reach department goals
• Ability to transport/lift up to 25 lbs.
• Requires extended periods of sitting
• Requires manual dexterity
• Ability to adapt to stressful situations
• Ability to follow policies and rules of AuburnBank
• May be called upon from time to time to participate with community organizations and in community projects