Credit officer

Description

The Commercial Credit Officer (CCO) is a highly skilled resource, providing expert level advisory guidance in the most complex, integrated debt capital solutions for commercial banking clients.

Products principally include lines of credit, and term loans, designed to meet company objectives, executed bilaterally as well as in syndicated markets.

The CO is an integral member of the Client Team and is responsible for delivering the end-to-end credit experience to clients and prospects, including management of all ancillary credit exposure to clients.

The CO maintains knowledge of other Bank of American products including Treasury Management,hedging and other ancillary solutions that have credit exposure, and leverages product expertise to deliver the best possible and optimally integrated strategic solution for the client or prospect.

Responsibilities :

• Manages the credit process for a portfolio of clients
• Builds relationships with existing and prospective clients
• Provides capital structure solutions and drives credit sales
• Leads the credit and risk approval processes
• Negotiates credit documentation
• Mentors and supports junior credit associates

Skills :

• Client Solutions Advisory
• Financial Analysis
• Loan Structuring
• Risk Management
• Underwriting
• Account Management
• Credit Documentation Requirements
• Credit and Risk Assessment
• Decision Making
• Issue Management
• Analytical Thinking
• Coaching
• Collaboration
• Critical Thinking
• Customer and Client Focus

Required Qualifications :

• 10 years of solid Commercial Banking / Corporate Finance experience
• Experience in financial analysis, structuring, underwriting, risk assessment and portfolio management
• Analytical / technical skills, including financial accounting, modeling and loan structuring
• Proven sales results through client acquisition, expansion, and retention
• Strong communication skills; ability to communicate vertically, horizontally, and externally
• Industry knowledge across multiple sectors, including Aerospace, Defense, and Government Services

Minimum Education Requirement : BA / BS Degree Desired

Shift :

1st shift (United States of America)

Hours Per Week :

Last updated : 2024-05-09