Commercial/Ag Loan Officer

Job Title: Commercial Loan Officer

Category: Banking / Finance

Location: Vandalia, IL & Greenville, IL (spilt market)

Experience preferred: 5 years banking, finance or accounting background.

At Bank of Hillsboro, we strive to separate ourselves by providing industry-leading customer service. As we continue to grow and modernize to meet the needs of our customers, we will never lose sight of the fact that we are a true community bank and that our customers and the communities that we serve are our greatest assets. In this role, you will help us deliver on our vision and build new lasting relationships with our customers.

Bank of Hillsboro is a community bank locally owned and operated in Hillsboro, IL with 11 branch locations. We are currently seeking a Commercial Loan officer to join our team in Greenville, IL & Vandalia, IL markets. This is an excellent opportunity for a current commercial lender or motivated banking professional with 5 plus years of banking experience.

The Commercial Loan Officer delivers industry knowledge and local experience to clients – including corporations, municipalities, non-for-profit organizations, real estate investors and owners with annual revenue from $200,000 to $5 million. The primary goal is to grow and retain profitable relationships within the markets we serve. Under the supervision of the Market Manager and Senior Lending Team, this individual will work to deliver value added solutions to clients while mitigating risk to the bank and adding profitability.

This position works with the Market Manager and Senior Loan Officer to grow and service an assigned loan portfolio.

Detailed Description:

• Demonstrate skills to develop and retain new and profitable relationships in a highly competitive market
• Work with teammates, partners and other professionals to deliver comprehensive solutions to the client that result in a highly satisfied customer experience
• Identify opportunities to cross sell across the banks various products.
• Have outstanding professional reputation, integrity and community involvement
• Service assigned customer relationships by pro-actively evaluating and mitigating risks and opportunities as established by the policies and procedures of Bank of Hillsboro
• Demonstrate responsibility of the credit and continued monitoring of commercial portfolio risks.
• Responsible for pre-underwriting quality, portfolio administration, and credit quality of assigned portfolio working directly with the Market Manager, underwriting staff and Senior Lending Officer
• Manage delinquencies, collateral exceptions, borrowing base certificates, portfolio reviews, collection of required periodic financials, annual credit reviews, etc

Basic Qualifications:

• Minimum 5 years of banking or accounting background required
• Bachelor's Degree in accounting or finance preferred or equivalent related experience
• Advanced sales, negotiation and communication skills required
• Being detailed oriented and self-motivated is a must
• Knowledge of bank products and continual development of product expertise required

Bank of Hillsboro is an Equal Opportunity Employer.

Bank of Hillsboro does not accept solicitation from Third Party Recruiters for this position.

Job Type: Full-time

Benefits:

• 401(k)
• 401(k) matching
• Dental insurance
• Employee assistance program
• Employee discount
• Health insurance
• Health savings account
• Life insurance
• Paid time off
• Retirement plan
• Tuition reimbursement
• Vision insurance

Compensation package:

• Commission pay

Schedule:

• 8 hour shift
• Monday to Friday

Work setting:

• In-person
• Office

Education:

• Bachelor's (Preferred)

Experience:

• Fair Housing regulations: 1 year (Preferred)
• Loan origination: 1 year (Preferred)
• Sales: 3 years (Required)

Work Location: In person