WRFS Loan Processor

POSITION SUMMARY:

The White River Financial Services Loan Processor secures the in-direct consumer marine financing and process loan documentation for Tracker Marine boat dealers throughout the United States. This position effectively recommends appropriate action by exercising discretion and independent judgement impacts White River Financial Services to a substantial degree.

ESSENTIAL FUNCTIONS:

• Uses independent discretion to review and verify consumer loan applications to ensure data is complete and meets established underwriting guidelines.
• Submits credit application to qualifying lenders and input lender's credit decision into appropriate software.
• Negotiates credit decision with lender when necessary.
• Conducts loan closing with customer via phone and email.
• Conducts sales presentation with customer and market available product protection plans such as, extended warranty, GAP and Paint/Fabric Protection.
• Inputs closing data and reserve information into AppOne.
• Prepares dealership revenue in AppOne.
• Prepares loan documents for customer approval/signature and send to dealership.
• Follows up with dealerships for signed loan documents.
• Reconciles loan document discrepancies.
• Reviews and audits signed loan documents then submit loan document packet to lender for funding.
• Inputs lender funding status into V-Boat and AppOne.
• Creates loan invoice in IDS for dealer funding and reserves.
• Inputs funding information into V-Boat and AppOne.
• Prepare file for storage in compliance with credit retention requirements.
• ALL OTHER DUTIES AS ASSIGNED.

EXPERIENCE/QUALIFICATIONS:

• Minimum Degree Required:High School Diploma or equivalent
• Experience: 1 Year of related professional experience preferred

KNOWLEDGE, SKILLS, AND ABILITY:

• Proficient with Microsoft Office Suite and standard web browsers (i.e. Google Chrome, Firefox, Internet Explorer)
• Must be able to read documents, printouts, reports, computer screens and other written communication
• Loan Processor is privy to confidential consumer credit data; Ability to protect consumer privacy is essential
• Strong Communication skills preferred; including ability to effectively negotiate with lender.
• Skill in paying attention to detail required
• Must be able to perform basic mathematical formulas
• Must be able to meet deadlines

TRAVEL REQUIREMENTS:

• N/A

PHYSICAL REQUIREMENTS:

• Regular computer work, and sitting
• Occasional walking, standing, and lifting

INDEPENDENT JUDGEMENT:

• Performs duties within scope of general company policies, procedures, and objectives. Analyzes problems and performs needs assessments. Uses judgment in adapting broad guidelines to achieve desired result. Regular exercise of independent judgment within accepted practices. Makes recommendations that affect policies, procedures, and practices.

Full Time Benefits Summary:
Enjoy discounts on retail merchandise, our restaurants, world-class resorts and conservation attractions!

• Medical
• Dental
• Vision
• Health Savings Account
• Flexible Spending Account
• Voluntary benefits
• 401k Retirement Savings
• Paid holidays
• Paid vacation
• Paid sick time
• Bass Pro Cares Fund
• And more!

Bass Pro Shops is an equal opportunity employer. Hiring decisions are administered without regard to race, color, creed, religion, sex, pregnancy, sexual orientation, gender identity, age, national origin, ancestry, citizenship status, disability, veteran status, genetic information, or any other basis protected by applicable federal, state or local law.

Reasonable Accommodations

Qualified individuals with known disabilities may be entitled to reasonable accommodation under the Americans with Disabilities Act and certain state or local laws.
If you need a reasonable accommodation for any part of the application process, please visit your nearest location or contact us at hrcompliance@basspro.com.