This position has a base salary range of $44,800 - $67,200.00 USD Annual . This range represents the expected base salary range for this position. The actual salary may vary based upon several factors including, but not limited to, relevant skills/experience and time in the role.
Summary
Improve member financial well-being by assessing first and secondary mortgage needs by recommending appropriate BCU products, while also building member loyalty through world-class service.
Role And Responsibilities
Thoroughly complete primary and secondary mortgage (home equity) loan applications by telephone and/or in person in addition to supporting BCU's internal origination channels (Service Centers, Consumer Loan Sales, Business Development and The Hub) with BCU's real estate products and provide guidance regarding the entire loan process.
Respond promptly (usually within 24 hours) and effectively to all member applications and inquires assigned through our CRM (Salesforce).
Ensure loan submissions are accurate, timely and meet all minimum quality guidelines as directed by department management.
Maintain a working knowledge of credit reports and Fannie Mae/Investor guidelines to evaluate member's overall credit/risk standing, perform needs assessment and identify competitor buyouts.
Consistently achieve monthly and annual sales and service goals, including phone queue service levels.
Provide and deliver top-notch member experience, as measured by our proprietary measurement tool, NPS.
Apply current BCU lending fundamentals, policies and procedures, including Regulations B and Z, the Home Mortgage Disclosure Act, QM, ATR and TRID.
Promote real estate agent referrals and home buying benefits by recommending BCU's business partner, HomeAdvantage realty services.
Comply with all applicable policies, procedures and regulations related to mortgage loan origination.
Successfully complete all required registrations and/or certifications as needed.
Qualifications And Education Requirements
Bilingual in Spanish and English required.
College degree or equivalent experience required.
Minimum of 3 - 5 years mortgage origination/lending experience.
Thorough working knowledge of investor underwriting guidelines.
Excellent oral and written communication skills.
Familiarity with origination, processing and closing mortgage loans.
Proficient in basic use of the Windows operating system, e-mail and the Internet.
Strong communication, analytical, sales and telemarketing skills required.
Skillful at prioritizing work and the ability to multi-task in a fast-paced environment.
If your compensation planning software is too rigid to deploy winning incentive strategies, it’s time to find an adaptable solution.
Compensation Planning
Enhance your organization's compensation strategy with salary data sets that HR and team managers can use to pay your staff right.
Surveys & Data Sets
Sign up to receive alerts about other jobs that are on the Mortgage Associate career path.
Click the checkbox next to the jobs that you are interested in.
Sign up to receive alerts about other jobs with skills like those required for the Mortgage Associate.
Click the checkbox next to the jobs that you are interested in.