What are the responsibilities and job description for the Mortgage Loan Officer position at Beach Line Mortgage?
Beach Line Mortgage is looking for licensed Mortgage Loan Officers experienced in wholesale lending to evaluate, authorize approve or deny loan applications for individuals or for businesses. You will act as liaison between customers and our financial institution and you will help qualified applicants acquire loans in a timely manner.
Responsibilities
- Build and develop referral contacts
- Evaluate credit worthiness by processing loan applications and documentation within specified limits
- Interview applicants to determine financial eligibility and feasibility of granting loans
- Determine all applicable ratios and metrics and set up debt payment plans
- Communicate with clients either to request or to provide information
- Justify decisions (approvals/rejections) and report on them
- Complete loan contracts and counsel clients on policies and restrictions
- Update job knowledge on types of loans and other financial services
- Maintain and update account records
- Assess customer needs, explore all options and introduce different types of loans
- Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas
- Go the “extra mile” to build trust relationships, customer loyalty and satisfaction throughout the underwriting process
- Οperate in compliance with laws and regulations and adhere to lending compliance guidelines
Requirements and skills
- Proven working experience as a Loan Officer, especially in wholesale lending
- Familiarity with computers and banking applications/software
- Solid understanding of direct/indirect lending products and practices
- Excellent communication and interpersonal skills
- Customer satisfaction orientation and sales competencies
- Ability to work in a goal oriented environment
- Nmls license required.
Great commission with a great company!
Job Types: Full-time, Part-time, Contract
Pay: $150,000.00 - $200,255.00 per year
Benefits:
- Flexible schedule
Physical setting:
- Office
Schedule:
- Choose your own hours
Supplemental pay types:
- Commission pay
Experience:
- MLO: 1 year (Required)
License/Certification:
- MLO license Florida (Required)
Work Location: Hybrid remote in Largo, FL 33770
Salary : $150,000 - $200,255