What are the responsibilities and job description for the Loan Review Assistant position at BTC Bank?
BTC Bank is a community bank founded on the traditional values of personal customer service. Our continued tradition of serving our friends and neighbors with courteous, professional banking services maintains its standard of excellence today. We strongly support our local communities. We are proud of the roots of our past and prepared for the growth in our future.
Work Location: This position will be based at any of our BTC Bank locations
Hours: 40 hours per week, including Saturday rotation
Job Purpose: Responsible for reviewing a percentage of the institution’s consumer and commercial loans for quality, accuracy and regulation compliance.
Duties and Responsibilities:
- Assist the Loan Review Officer with assessments of loan condition and quality, independent of the lending function.
- Maintain a good working knowledge of the Bank’s lending policies and procedures and identifies deviations from the policy.
- Work closely with the Loan Servicing Department to assist with identifying potential classified assets.
- Conduct periodic physical inspections of underlying collateral.
- Assist with reports to be provided the Loan Review Committee
- Periodically review and provide oversight analysis for residential and consumer lending policies, procedures and servicing functions within the bank.
- Assist with post-origination classification of loan assets for accounting and regulatory capital adequacy requirements.
- Other duties as assigned.
Qualifications:
- Bachelor's degree in accounting, finance, or related field preferred.
- 4-5 years of lending/loan operations experience or equivalent.
- Strong financial analytical skills, including the ability to define problems, collect data and establish facts and draw valid conclusions.
- Must have strong interpersonal skills and communicate in a professional manner.
Working Conditions:
Normal office environment. Ability to work occasional evenings and weekends. Travel to other training locations periodically required.To learn more about BTC Bank visit www.btcbank.bank!
EOE/Veterans/Disabled
