What are the responsibilities and job description for the Branch Manager IV position at Cadence Bank?
What The Role Is
Oversees the operation of a branch office. Exercises control over the functions of the office. Administers the operation of the branch with primary emphasis on deposits and customer service activities. Under general supervision, but in accordance with established lending policies and procedures, receives and reviews applications for consumer and commercial credit. This position is on-site.
How You will Make an Impact
- Provides personnel management for branch staff.
- Manages overall branch office operations.
- Maintains and stays abreast of security policies and procedures.
- Responsible for maintaining office building, grounds, equipment, and fixtures.
- Maintains knowledge of branch policies and procedures with respect to approving checks and overrides.
- Handles customer problems and complaints; counsels customers with special needs or requests.
- Establishes and helps to attain internal performance objectives for branch office business volume, deposits, and quality of audit reports.
- Provides and maintains a professional, business-like atmosphere within the branch office.
- Reviews staff members for formal performance evaluations and recommends salary adjustments. Counsels employees when needed. Coordinates staff training when needed.
- Tests branch security equipment and investigates security issues when needed.
- Solicits business from potential and existing customers (outside and inside bank location).
- Interviews loan applicants and processes loan applications.
- Analyzes applicant financial status and credit to determine feasibility of granting loan.
- Prepares appropriate loan documentation and verifies loan agreements are complete and accurate according to bank policy.
- Approves loans that meet established lending criteria and are within approved lending limits.
- Manages a portfolio of consumer and commercial loans; may coordinate some collection efforts.
- Represents the financial institution in public relations activities and community affairs.
Who You Are
- Sales oriented.
- Excellent interpersonal and customer service skills.
- Good written, verbal and supervisory skills.
Education
- Bachelor's degree or equivalent work experience.
- Knowledgeable of laws and regulations applicable to bank lending and operations practices.
Experience
- Five years of experience in a financial institution.
Characteristics
- Regular and reliable attendance
- Works cooperatively with others
If your experience aligns with this description, please consider applying. Many skills are transferable among industries and a passion for the role and willingness to learn are important considerations. We believe that a diverse workforce creates problem-solving and creative thinking, which is why we're dedicated to adding new perspectives to the team and encourage everyone to apply.
Education
We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, national origin, age, sex, sexual orientation, gender identity, disability, veteran status, genetic information or any other status protected under applicable local, state or federal nondiscrimination laws.
