Senior Associate Data Scientist - Upmarket Segments Modeling Team

Senior AssociateData Scientist,Upmarket Segments Modeling Team

Data is at the center of everything we do. As a startup, we disrupted the credit card industry by individually personalizing every credit card offer using statistical modeling and the relational database, cutting edge technology in 1988! Fast-forward a few years, and this little innovation and our passion for data has skyrocketed us to a Fortune 200 company and a leader in the world of data-driven decision-making.

As a Data Scientist at Capital One, you'll be part of a team that's leading the next wave of disruption at a whole new scale, using the latest in computing and machine learning technologies and operating across billions of customer records to unlock the big opportunities that help everyday people save money, time and agony in their financial lives.

Team Description

The Upmarket Segments Modeling team works to support the US Card business, and is working continuously to innovate the way we handle data to transform every corner of our business through analytics, infrastructure, valuations, and strategy. We build human-centric experiences for moments that matter throughout the customer journey, such as making real-time approve / decline decisions for credit card authorizations and ensuring that we minimize spend friction for high spend, premium customers. We do this by harnessing data, technology, and talent to propel our business forward, designing, building, and maintaining the appropriate solutions we use across Card to make smart, informed decisions. We use the latest techniques in machine learning to build predictive models and utilize the advantages of large-scale data and cloud-based processing.

Role Description

In this role, you will:

• Partner with a cross-functional team of data scientists, software engineers, and product managers to deliver a product customers love

• Leverage a broad stack of technologies - Python, Conda, AWS, H2O, Spark, and more - to reveal the insights hidden within huge volumes of numeric and textual data

• Build machine learning models through all phases of development, from design through training, evaluation, validation, and implementation

• Flex your interpersonal skills to translate the complexity of your work into tangible business goals

The Ideal Candidate is:

• Innovative. You continually research and evaluate emerging technologies. You stay current on published state-of-the-art methods, technologies, and applications and seek out opportunities to apply them.

• Creative. You thrive on bringing definition to big, undefined problems. You love asking questions and pushing hard to find answers. You're not afraid to share a new idea.

• Technical. You're comfortable with open-source languages and are passionate about developing further. You have hands-on experience developing data science solutions using open-source tools and cloud computing platforms.

• Statistically-minded. You've built models, validated them, and backtested them. You know how to interpret a confusion matrix or a ROC curve. You have experience with clustering, classification, sentiment analysis, time series, and deep learning.

• A data guru. "Big data" doesn't faze you. You have the skills to retrieve, combine, and analyze data from a variety of sources and structures. You know understanding the data is often the key to great data science.

Basic Qualifications:

• Currently has, or is in the process of obtaining a Bachelor's Degree plus 2 years of experience in data analytics, or currently has, or is in the process of obtaining Master's Degree, or currently has, or is in the process of obtaining PhD, with an expectation that required degree will be obtained on or before the scheduled start date

• At least 1 year of experience in open source programming languages for large scale data analysis, especially using PySpark

• At least 1 year of experience with machine learning

• At least 1 year of experience with relational databases

Preferred Qualifications:

• Master's Degree in "STEM" field (Science, Technology, Engineering, or Mathematics), or PhD in "STEM" field (Science, Technology, Engineering, or Mathematics)

• Experience working with AWS

• At least 2 years' experience in PySpark, Python, Scala, or R

• At least 2 years' experience with machine learning

• At least 2 years' experience with SQL

Capital One will consider sponsoring a new qualified applicant for employment authorization for this position.

The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.

New York City (Hybrid On-Site):
$138,500 - $158,100 for Data Science Masters

Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate's offer letter.

This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.

Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.

If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at . All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.

For technical support or questions about Capital One's recruiting process, please send an email to

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Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).