Commercial Loan Closer

Description

About CFBank:

We are a fast-growing, high-achieving organization that thrives on winning. We are proud to be ranked nationally in the top 10 Banks within our asset size peer group based on financial performance. If you are seeking a place where you can have enhanced visibility, add more value, and you thrive in a dynamic and growth-focused environment, you belong at CFBank. We are agile, we work with integrity, and we hustle. For over 130 years we’ve been serving our communities and over the past decade have become a top performer, successfully growing our business and attracting some of the best talent out there. We are a commercial bank that offers a boutique banking experience for personal banking clients. Our unique business model offers direct access to decision-makers, great technology, great products, and competitive pricing that position our teams to go into the market and win business.

About the role:

The Commercial Loan Closer facilitates the loan closing process while providing a high quality of customer service. Coordinate’s preparation of commercial loan documents and ensures that documents are reviewed against the credit approval while complying with Bank Policy and Federal Regulations. Reviews all due diligence and establishes that all compliance requirements are met prior to close. Makes decisions, and recommendations and provides guidance to Lenders for additional documentation as applicable. Provides problem resolution and service to internal and third parties associated with the loan closing process, such as, attorneys, title agents 

What you’ll do:

• Review and structure complex commercial, commercial real estate, and construction loan documentation, including letters of credit and supporting documentation, to ensure that all loan documents are complete and accurate
• In compliance with federal regulations, compliant with terms and conditions as approved by the appropriate lending body
• In adherence to CFBank policies before the disbursement of loan proceeds
• Identify, and report funding exceptions appropriately
• Post-review of attorney-prepared loan documentation, including the supporting documentation
• Post-closing follow-up for recorded documentation
• Identifying and reporting loan closing and documentation issues
• Provide outstanding customer service and display a positive attitude at all times.
• Adhere to all regulations, policies, and record keeping requirements. Complete all required training related to bank regulations and policies.
• Accept other responsibilities and projects as requested to add value for CFBank.

Desired Qualifications

• Minimum of 3 years of banking experience, primarily commercial loan document preparation and review experience.
• Minimum of 1-year complex commercial loan document review experience preferred.
• Minimum of 2 years LaserPro experience preferred.
• Strong working knowledge of complex commercial loan documentation, including trusts and various loan agreements, letters of credit, and entity documents.
• Able to work with various software programs (FIS/Horizon, Word, Excel, LaserPro, exception tracking systems, etc.).
• Strong written, verbal, and interpersonal skills.
• Strong knowledge of bank policy and federal regulations, including Article 9 of the Uniform Commercial Code

What We Offer:  

• Competitive compensation package!
• Excellent Benefits Package: Top benefits include dependent coverage, generous PTO, Federal Holidays, and Paid Parental Leave for those who qualify for eligibility.
• Professional development opportunities including educational/training opportunities
• “Accelerated” 401k Plan and Employee Match of 50% of the first 8% deferred, available your first full month of employment with a 3-year vesting
• Employee Banking Promos and Direct Deposit of payroll to CFBank Account (over 90% of our employees bank with us!)
• Employee Assistance Program with a wide range of free resources such as estate planning and mental wellness resources
• One of the most collaborative environments you’ll find, with a team of hard-working mutually invested professionals who are excited about shared success

Qualifications