What are the responsibilities and job description for the Mortgage Secondary Market Specialist position at CMYK-WHT midnight background?
The Mortgage Loan Specialist performs secondary market activities, lock desk, and to promote product awareness with the bank. The role supports various functions within the Mortgage department. This person will communicate across the organization including Underwriting, Sales, Processing and strategic Management teams. Previous Lock desk experience and investor relationship management experience is highly desired
- Oversee the Lock Desk queue and ensure lock requests are responded to and resolved in a timely manner
- Analyzes guidelines and communicates with investors to provide answers to Loan Officers, Processors, and Underwriting
- Manages the locked pipeline to ensure loans do not expire prior to, or post-closing
- Responsible for working with Loan Officers and Processors through the life of the lock to validate and correctly price loans
- Complete an accurate and compliant Loan Estimate to be provided to the borrower within the TRID timing guideline requirements.
- Ensure fees for lender and broker are accurate according to lock and are within TILA/RESPA guidelines.
- Monitor borrowers’ receipt of the previous Loan Estimates.
Qualifications:
- Some college preferred, high school diploma or GED required
- One year prior work experience in the mortgage or financial services industry, or comparable education
- Experience utilizing a Product and Pricing Engine (examples: Optimal Blue, Mortech, Lender Price or other)
- 2-3 years minimum experience required in Secondary Marketing or Lock Desk Analyst roles for a residential mortgage lender
- Advanced proficiency in Excel and basic computer skills
- Great interpersonal skills, customer service skills, and time management skills
ANBTX strongly encourages candidates that are fluent in English and Spanish to apply. Jobs that specifically require candidates to be bilingual will be posted as a requirement.
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