Senior BSA Risk Analyst at NW Expressway

Our Benefits:

• $1,000 Welcome Bonus after 90 days
• Competitive Pay with advancement opportunities
• Annual Incentives
• 11 Paid Holidays
• Paid Time Off (starting at 16 days per year with Years of Service Increases)
• 200% 401(k) Match up to 5%
• Medical plans with a $5.00 Employee Only Per Pay Period Plan
• Dental, Vison, Short-Term Disability Insurance
• Hospital and Accident Indemnity Plans
• Employer Paid Basic Life and AD&D Insurance
• Employer Paid Long-Term Disability Insurance
• Flexible Spending Accounts- Medical and Dependent Care
• Tuition/Educational Assistance
• Employee Perks and Discounts

Learn more about our employee benefits here: https://www.comfedcu.org/careers/benefits/

Communication Federal Credit Union has proudly served its' members for over 80 years and was ranked the #1 Credit Union in Oklahoma by Forbes for 2021-2022. We are committed to our local communities, providing financial education, and supporting local organizations.

We are passionate about the credit union philosophy of "People Helping People" and empower our team members to deliver on that promise. Working at CFCU means working alongside a diverse group of financial professionals to create exceptional member experiences. Our culture encourages trust, collaboration, and communication - enabling each of our employees to have a meaningful impact on our organization and in the communities we serve.

As a Senior BSA Risk Analyst you will observe member transactions and accounts to proactively identify fraudulent activity. Monitor, investigate, and report transactions suspected of posing significant BSA/AML risks. Develop, maintain, and monitor predictive fraud analysis models to flag suspicious activity, investigate reported cases, and coordinate case resolutions.

Who You Are:

• Ability to work with highly sensitive or confidential information.
• Knowledge of policies, procedures, and regulations applicable to credit unions.
• Excellent interpersonal skills, enabling the individual to work effectively with a great number of people at all levels within the credit union.
• Excellent oral and written communication skills.
• Strong analytical, organizational, decision-making, and problem-solving skills. Must be detailed oriented.
• Proven ability to independently plan, organize and schedule work. Excellent project and time management skills.

What You'll Do:

• Monitor member transactions and system reports to identify possible money laundering and fraudulent activity such as account takeover, transactional fraud, theft of member information and other risks.
• Recommend and/or proactively make enhancements in system reports as conditions warrant.
• Verify required documentation and assist other staff members with questions and issues regarding potential fraud.
• Exercise independent judgment while examining, researching, identifying, and documenting fraudulent or account activity behaviors to determine appropriate actions that prevent or minimize the credit union's exposure.
• Complete timely reports for Bank Secrecy Act (BSA) requirements such as CTR's and Suspicious Activity Reports (SAR's). Comply with regulations including, but not limited to BSA, Anti-Money Laundering (AML), OFAC, Reg E, Reg CC, and other applicable laws. Create and compile BSA and fraud metrics and reports. Create reports and log cases as assigned by supervisor.
• Recommend processes and procedures to enhance the credit union's risk management program regarding BSA and fraud. Ensure functionality and effectiveness of systems and practices.
• Ensure functionality and effectiveness of BSA/AML and fraud prevention systems and practices.

Education and Experience:

• At least 3 years of previous banking or loss prevention experience
• At least 2 years of college-level courses in a business-related field.
• Any combination of education, training and experience which provides the knowledge, skills, and abilities to perform the essential functions of the job required.