Real Estate Loan Processor - MH West

We are seeking a Real Estate Loan Processor for the Real Estate Loan Processing Department.

The Real Estate Processor is accountable for collecting and accurately analyzing information on real estate loan files. Key Duties include compliance with TILA/RESPA Integrated Disclosure rule (TRID), completing all disclosures in a timely fashion while ensuring successful outputs of high-quality loan files that are compliant with all policies and procedures. This includes the processing and closing of real estate loans, as well as the auditing of loan files and following up for post-funding trailing documents. This role will ensure that service quality standards to the consumers of our product are met or exceeded. Additionally, support and model the Credit Union’s core values by promoting a positive work culture. This position requires registration as a Mortgage Loan Originator (MLO) with the Nationwide Mortgage Licensing System (NMLS) and renewal on an annual basis in addition to maintaining updates as needed.

If you have mortgage loan processing experience, you should apply right away!

Highlights:

• Requests collect and process the documentation needed to produce a compliant loan file that meets underwriting guidelines.
• Daily Pipeline follow-up is required to prioritize, organize, and manage daily work.
• Schedule, generate, and deliver compliant closing packages, including the TRID Closing Disclosure, to customers and closing agents.
• Effectively communicate with all parties insuring documents are issued with sufficient time to meet the expected closing/funding date

Experience:

    Required

• 1 - 2 years of Mortgage Loan Processing Experience

    Preferred

• 1 - 2 years of Mortgage Loan Closing Experience preferred
• Manufactured home loan processing preferred

Education:

    Required

• High School Diploma or equivalent

    Preferred

• College Degree Preferred

Licenses & Certifications:

    Required

• Requires eligibility to be registered as a Mortgage Loan Originator (MLO) with the National Mortgage Licensing System (NMLS) and Registry

Skills & Knowledge:

    Required

• Strong computer skills including Windows, Excel, Word, and Outlook
• Knowledgeable in loan processing and closing functions
• Excellent organizational skills and keen attention to detail
• Strong verbal and written communication skills
• Self-directed with the ability to work within deadlines
• Strong focus on customer service

    Preferred

• Knowledge of real estate, loan origination, and basic underwriting principals

Schedule: Monday-Friday, 8:00 am-5:00 pm

Level of Work: 1C

Credit Human provides employees with many benefits from insurance coverage to college tuition reimbursement.

To get to know Credit Human and learn more about our benefits, visit our careers page at www.credithuman.com/careers.

Credit Human conducts employment background checks that may be used for decisions related to employment with Credit Human. Standard background checks performed on final candidates include NCUA Administrative and Prohibited Orders, ChexSystems, past employment verification, criminal history checks on convictions, and outstanding arrest warrants within the past seven years. Degree verifications are conducted if listed on the employment application. Additional background checks relevant to the role may include a motor vehicle registration check, credit check, and/or fingerprint card. Applicants must be currently authorized to work in the United States on a full-time basis.