Senior Underwriter

JOB DESCRIPTION FORM

Title Senior Underwriter

Creation Date September 2019

Revised Date October 2021

Department Underwriting

Company Curi

FLSA Status Exempt

Summary/Overview

Reporting to the Director of Underwriting, this position is responsible for underwriting all types of medical professional liability policies including, but not limited to, underwriting more complex Custom Account submissions, Core submissions, and renewal business. The Senior Underwriter will gain and maintain competency particularly in Curi's more complex MPL offerings, in order to be self sufficient in providing solutions to broker/clients or in preparing appropriate referral proposals to management when business falls outside authority levels. The Senior Underwriter will work with their Director and Business Development/Member Services to build relationships with assigned brokers to ensure Curi is receiving and participating on desired opportunities.

Essential Functions

• Manage a portfolio of profitable business through risk, premium, and claims analysis, within the assigned authority levels and adherence to the Underwriting Manual. Prepare appropriate referral proposals to Director and senior management when opportunities fall outside authority level.
• Manage overall responsibility for assigned broker relationships and territories in collaboration with designated Underwriting Assistant
• Preparation of new business and renewal quotations utilizing the appropriate systems and software.
• Participate in account specific and strategic meetings with brokers in order to build relationships and professionally convey Curi's positions and strategic appetite. This will include travel and may include regular attendance at certain industry events.
• Maintain competency in MPL offerings both within Curi and across the market. Work with manager and VP of Underwriting Operations to identify additional offerings to maintain competitive edge.
• Participate in educational activities to expand knowledge and expertise in insurance and medical professional liability underwriting, as well as to meet continuing education requirements for licensure
• Plan, develop and manage specific and ongoing projects as assigned by the SVP, VP or Director of Underwriting
• Contribute to and foster a communicative environment by ensuring that Company communications are promptly distributed and discussed with the underwriting team and other internal and external clients as appropriate
• Provide technical advice to underwriters and underwriting assistants as needed.

Supervisory Responsibility

• None

Special Skills

• Strong analytical skills and ability to use analysis to make well-reasoned decisions independently
• Displaying the utmost professionalism, both externally and internally.
• Ability to perform independently and with limited supervision
• Strong organizational skills and ability to manage multiple tasks simultaneously
• Ability to think critically and resolve problems of varying complexity
• Effective written and oral communication skills
• Excellent customer service skills
• Ability to lead and mentor others

Work Environment

This job operates in an office environment. This role routinely uses standard office equipment such as laptops, smart phones, photocopiers/scanners, shredders and filing cabinets.

Physical Demands

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

While performing the duties of this job, the employee is regularly required to sit; use hands to finger, handle, or feel; and talk or hear. The employee is occasionally required to stand; walk; and reach with hands and arms. The employee must occasionally lift and/or move up to 25 pounds. The noise level in the work environment is usually quiet.

Position Type/Expected Hours of Work

This is a full-time position, and hours of work and days are Monday through Friday, with flexible start times.

Travel

Minimal travel is anticipated for this position

Required Education and Experience

• High school diploma
• 5 years of property and casualty underwriting experience

Preferred Education and Experience

• Bachelor's Degree
• 5 years of medical professional liability underwriting experience
• Previous experience with mentoring and leading others
• Attainment of one or more of the following insurance professional designations - RPLU, CPCU, ARM or CIC

Additional Eligibility Qualifications

None for required for this position

Other Duties

Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.