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Junior Underwriter

DHI Mortgage
Austin, TX Full Time
POSTED ON 4/30/2024

D.R. Horton, Inc., the largest homebuilder in the U.S., was founded in 1978 and is a publicly traded company on the New York Stock Exchange. It is engaged in the construction and sale of high quality homes designed principally for the entry-level and first time move-up markets. The Company also provides mortgage financing and title services for homebuyers through its mortgage and title subsidiaries. Please visit our website at www.drhorton.com for more information.

D.R. Horton, Inc. is currently looking for a Junior Underwriter for their Underwriting Department. The Junior Underwriter is primarily responsible for underwriting appraisals, clearing loan conditions on files that have been previously reviewed by an Underwriter, underwriting pre-defined Conventional loans and performing select audits as required.

Essential Duties and Responsibilities include the following. Other duties may be assigned.
  • Process daily loans for underwriting that have been assigned by the Underwriting Manager, Assistant Underwriting Manager or Team Lead
  • Prioritize files in order to meet department turn times
  • Train to underwrite appraisals and clear conditions on files that have been previously reviewed by an Underwriter
  • Train to underwrite select Conventional loans as defined by the Underwriting Manager, Assistant Underwriting Manager or Team lead
  • Monitor deadlines identified by Underwriting Managers for actions necessary when conditions exist
  • Clear the conditions and approvals indicated by the Underwriter based on their level of authority
  • Initiate phone calls with Loan Processors or Mortgage Loan Originators to discuss loan files and conditions
  • Maintain frequent contact with the Processors, LO’s and Branch Managers, written and verbally
  • Ability to work overtime
  • Ability to travel overnight
  • Regular and reliable attendance
  • Conducts all business in a professional and ethical manner to serve customers and increase the goodwill and profit of the company

Qualifications

Education and/or Experience
  • High School Diploma or equivalent
  • Two years related experience
  • Ability to obtain a valid and current Mortgage Loan Originator License if required per state regulations
  • Possess strong organizational skills and be able to multi-task effectively
  • Must possess strong effective communication skills
  • Ability to apply common sense understanding to carry out instructions furnished in written and oral form or via DRH applications
  • Proficiency with MS Office and email

Come join a winning team with a Fortune 500 company! We are growing fast and are looking for enthusiastic attitudes and team players to join our success. We offer an excellent benefits package including:

  • Medical, Vision and Dental
  • 401(K)
  • Employee Stock Purchase Plan
  • Flex Spending Accounts
  • Life Insurance
  • Vacation, Sick, Personal Time and Company Holidays

Build YOUR future with D.R. Horton, America’s Builder. #WeBuildPeople2


Follow us on social media @hortoncareers for an inside look at our company and connect with us on LinkedIn for up to date job listings!


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Job: Underwriting
Primary Location: TX-Austin
Organization: Mortgage
Schedule: Full-time


Job Posting: Apr 29, 2024, 4:09:27 PM

Salary.com Estimation for Junior Underwriter in Austin, TX
$72,446 to $101,256
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