Credit Analyst I

We are Hiring!

Credit Analyst I - Lowell, MA

Enterprise Bank, is a growing and successful commercial bank where your talents will be recognized. Consistently being recognized both nationally and locally as a "Top Place to Work", Enterprise Bank team members are as important to us as our core values. Join our dynamic team and experience a unique workplace culture where success is shared, and diversity is celebrated.

What You'll Do:

• Performs analyses on various commercial loan requests and line of credit renewals to determine the degree of risk in extending credit, including calculating financial ratios to evaluate customers' financial status and ability to repay loans.
• Collaborates with commercial lending officers and other credit staff to verify or obtain necessary information to make informed decisions on new credit applications and renewals.
• Prepares thorough written analyses which include an analysis of financial statements, economic trends affecting the industry and the borrower, risk rating and suggested credit limitations.
• Makes recommendation for approval, denial, or alternative loan structures. The Lead Credit Analyst reviews work product and provides regular feedback. Larger loan requests may also require review and feedback from the Credit Manager.

This position is Hybrid, Onsite, or Offsite. Candidates from MA, NH, and ME only.

Requirements:

• Bachelor's degree in accounting or finance or other business discipline (Accounting or Finance strongly preferred); and six months or more of related work experience preferred; or
• Equivalent combination of education and experience

If you don't meet all the requirements, apply anyway! Our recruiting team considers your entire professional journey. Enterprise team members are made up of more than just their previous titles.

Our DEIB Value Statement: At Enterprise Bank, people and relationships come first. We encourage and foster a culture of diversity, equity, inclusion, and belonging where everyone feels valued and respected. We are committed to a caring workplace that recognizes the importance of making a meaningful, positive difference in the lives of our team members, customers, and communities. Please to view our Inclusion website for more information and to learn more of our story and Core Values.

Benefits: We encourage every team member at Enterprise to lead a healthy and balanced life. We offer generous paid time-off programs, exceptional Tuition Assistance, College Loan Repayment, Wellness programs, Employee Resource Groups, opportunities to assist in your community as well as health, dental and life insurance coverage and a generous 401(k) match.

Enterprise Bank is an equal opportunity employer and makes employment decisions without regard to race, color, age, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. EOE M/F/Disabled/Vet.