Disclosure Desk

Duties :

• Complete an accurate and compliant Locked Loan Estimate disclose to the borrower(s) within the TRID timing guidelines
• Manage loan estimate and closing disclosure pipelines to ensure disclosures are completed within TRID timing guidelines
• Confirm that LEs and CDs have/ are been disclosed within the appropriate time frame within TRID compliance guideline
• Complete a proper an accurate change of circumstance
• Review updated settlement statement to confirm all fees
• Confirm rate lock; loan has been locked and all items match system
• Confirm impounds are entered accurately and that the appropriate number of months is to be collected Manual calculations are required to confirm system amounts. Collect if due within 60 days
• Pull Mavent Report before disclosing any loan estimates or closing disclosures
• Maintains acceptable turn times through measurement and improvement of efficiencies
• Provide feedback to the Compliance Officer on various aspects of the issues as they pertain to loan setup and the disclosure process
• Coordinates activities between the production and processing staff
• Works closely with management to train staff on various operational procedures
• Creates and maintains synergy among staff members during the review process
• Available to staff for general procedural interpretations and questions, and ensures loans are in compliance with company and investor guidelines
• Continuously seeks to improve operational effectiveness through training and support of operational staff, to include but not be limited to:

• Encompass
• Mavent

• Assist with the development of internal policies and procedures regarding ongoing disclosure and compliance issues
• Performs other job-related duties or special projects as assigned

Qualifications:

• Must have 1 years’ experience in the mortgage lending industry, preferably in a similar role;
• Knowledgeable in compliance, credit analysis, underwriting and relevant systems;

• General: Performs detailed work; possesses analytical reasoning and problem-solving skills;

• Professionalism: Approaches others in a tactful and respectful manner; reacts professionally while under pressure; accepts responsibility for own actions and follows through on commitments;

• Customer Service: Conducts professional customer (or team member) interactions; responds promptly to customer needs and manages difficult and/or emotional customer situations;
• Effectiveness: Strong organization and time management skills; ability to perform multiple tasks successfully, often in stressful situations and while managing competing priorities;
• Teamwork: Supports the organization’s goals and values; gives and welcomes feedback and contributes to building a positive team spirit;
• Ethics: Works with integrity; treats people with respect; inspires the trust of others;
• Communication: Has strong verbal and written communication skills and comprehension; listens and requests clarification as required for comprehension; able to read and interpret written information;
• Quality Management: Demonstrates accuracy and is thorough, while monitoring own work to ensure quality; applies feedback to improve performance;
• Adaptability: Adapts to changes in the work environment and can deal with frequent changes, delays, and/or unexpected events;
• Dependability: Follows instruction; responds to management direction; keeps commitments; takes responsibility for own actions; shows up for scheduled shifts/meetings consistently;
• Initiative: Takes independent action and looks for and takes advantage of opportunities; has the ability to set and manage priorities;
• Judgment: Displays a willingness to make timely decisions while exhibiting sound and accurate judgment; able to support and explain reasoning for decisions; includes appropriate staff in the decision-making process.

Job Type: Full-time

Pay: $25.00 per hour

Benefits:

• 401(k)
• Dental insurance
• Health insurance
• Vision insurance

Schedule:

• 8 hour shift

Application Question(s):

• Are you able to work in office in Irvine, 92602?

Experience:

• Mortgage servicing: 1 year (Required)

Work Location:

• One location

Work Remotely:

• No