Health Underwriter II - Remote

Job Overview

As the Underwriter II, you will support sales with the analysis needed to understand the likely costs of clinics (with direction and guidance of finance and other functions) and the likely healthcare cost savings from clinics for each potential client through analysis of historical claims experience.

In this role, you will help the industry transform healthcare by helping the organization and clients understand the facts related to health care costs –made possible by a proven new approach to offering primary care services through employers. To be successful in this position, you will be energized by the opportunity to use information and insights to proactively identify opportunities to continuously improve the Everside Health business model and demonstrate the value of the services provided.

In this role, you will need to collaborate well on a cross-functional basis with multiple key stakeholders. You will work collaboratively with finance, sales and operations to assist with pricing that will deliver an acceptable return for Everside Health and consider the client return on investment while being competitive. You will also need to work closely with sales and operations to tailor the solutions and related costs/benefits to meet the needs of clients (individually and overall).

Company Overview

Everside Health is a national on-site, near-site and virtual primary care provider on a mission to fix America’s broken healthcare delivery model. We are technology-driven and care-obsessed. With our expanding reach, scale, and expertise, we truly make an impact on a national level by serving more clients and improving the health of more people, all while achieving the goal of reducing the total cost of healthcare for employers and organizations. That’s why we exist – and our relentless focus through care delivery access, technology, transparency, and relationships drives us every day.

As the Underwriter II you will enjoy

• $60,000 - $75,000 / annually
• Remote Opportunity
• Excellent benefits including medical, dental, vision and 401k savings plan
• Company paid holidays
• Company provided PTO
• Company provided equipment

Essential Duties & Responsibilities

• Under the supervision and guidance of the Vice President and Senior Actuary, this position will assist in the development of new opportunity sales proposals.
• For each new prospective client or clinic this position will help develop a full summary of expected clinic costs.
• In addition, the person in this role will estimate likely savings from the clinic for each client. This savings estimate will be based on a detailed understanding of the client’s health care claims cost experience and Everside Health’s ability to make an impact. The implications of this assessment will be included in initial presentations to the client.
• This position will work collaboratively with finance, sales and operations to recommend pricing that: achieves targeted levels of contribution margin, considers the client’s forecast ROI and are competitive in the marketplace.
• Work with claims history and Everside Health clinic experience to estimate likely clinic savings
  • The Underwriter II will need to understand the medical claims history of each client and their performance in key categories relative to norms (primary care, urgent care, emergency rooms, etc.)
  • This analysis would include the full range of medical claims and all potential segments including but not limited mental health, dental, physical therapy, etc.
• This position will recommend pricing that: achieves targeted levels of contribution, considers the client’s forecast ROI and competition
• The Underwriter II will develop pricing recommendations considering company margins, client expected ROI, and market competition
• The Underwriter II will deliver these recommendations to the Vice President and Senior Actuary for review

Minimum Requirements

• Bachelor’s Degree in Accounting/Finance/Math/Actuarial/Economics or related field, required
• 2 years of experience in related work, required
• 2 years of financial modeling experience, required
• 2 years experience with health insurance and claims data analyses
• The ability to work well with and proactively with cross-functional team members across the organization to gather information, request assistance when needed, and provide support when needed, etc
• Strong organizational skills and ability to manage a large volume of email and telephone communication

Compensation: The actual offer may vary dependent upon geographic location and the candidate’s years of experience and/or skill level.