Mortgage Loan Closer (Hybrid)

Georgia United Credit Union regularly evaluates market data to establish salary ranges that enable us to offer the best, competitive compensation package for our positions.  Individual compensation packages are based on various factors unique to each candidate, including skill set, experience, qualifications, internal alignment and other job-related factors.

Starting salary $23.50/hr.

Responsibilities: 

• Coordinates with Borrower, Loan Officer, Processor, Title Company and Underwriting team to ensure timely and seamless closing of all mortgage loan transactions.
• Reviews files received from processing thoroughly to ensure conditions are met for a clear to close.
• Prepares appropriate documents for members in accordance with loan type programs.  Reviews rate and interest information to ensure accuracy. Communicates final closing figures with members.
• Performs audit of all documents needed for closing to ensure completeness and accuracy, including rate and interest information, title reports and lock confirmations.
• Obtains and signs off on closing conditions to comply with loan underwriting requirements.
• Schedules closing appointments with branches, attorneys, title companies, real estate agents and borrowers. 
• Informs members of loan policies and closing procedures.  Resolves discrepancies in a timely manner and corrects closing issues as needed.
• Audits all Heloc files pre-funding for accuracy.
• Performs loan funding tasks to include but not limited to boarding the loan, posting payments to internal loans, and distributing payoffs to lenders.
• Provides exceptional member service with answering questions regarding all mortgage loan activities, including preparation of closing documents, reviewing settlement statements and all signed documentation and reports.
• Promotes and establishes strong, positive and productive working relationships within the organization through commitment to the company’s purpose, mission and core values.

Georgia United participates in E-Verify.