Consumer Lending Specialist

This position location is flexible near any of the 40 AgCountry branch offices (MN, ND, WI), hybrid schedule is available for the right candidate.

MAJOR RESPONSIBILITIES

• Prepares loan/lease agreements and related documentation, notes, amendments, financing statements, mortgages, security documents, legal descriptions, and consumer compliance disclosures according to staff requests.
• Processes rural home loans, prepares closing packets, and clears title work issues.
• Conducts required post-close loan file activities, including verifications needed for the loan finalizing process.
• Monitors recorded mortgages and mortgage loan packages to ensure they are received in a timely manner, pursuant to Association policies and procedures. Maintains an accurate and timely process for the electronic scanning of mortgage loan packages.
• Coordinates loan closings with loan officers and title companies. Assists with title resolution. Reviews and approves all information before completing closing disclosure and loan documents.
• Establishes and maintains strong customer relationships by providing a high-quality level of service which is timely, thorough, and responsive. Accepts ownership of problems and involves other resources, if appropriate, until issues are resolved to branch satisfaction.

REQUIRED KNOWLEDGE & EXPERIENCE

• Associate degree in administrative or business field or equivalent work experience
• Three to five years of experience in a lending environment
• Knowledge of title insurance, including title resolution and loan closing processes
• Knowledge of AgCountry’s consumer application used to produce consumer disclosures and documents
• Knowledge of consumer compliance regulations; loan documentation; mortgage lending processes; construction loan procedures; FCS loan products, services, and credit operations; and association and AgriBank policies and procedures
• Verbal and written communications skills to communicate directly and effectively with customers, closing agents and lending staff
• Interpersonal skills to effectively manage multiple relationships in a positive manner and gain agreement on time-sensitive issues
• Demonstrated organizational skills
• Proven customer service skills and effective team skills

Check out these amazing benefits you’ll get as an AgCountry employee:

• Family friendly work environment
• A company focus on employee development, career growth, and education
• New employees start with 3 weeks of vacation per year (increases over time)
• All employees earn 15 days of sick leave per year
• Time off also includes 12.5 paid company holidays
• We’re proud of our industry leading 401k employer contribution up to 9% (3% fixed, 6% matching)
• 4 weeks paid FMLA leave (includes parental leave)
• Annual bonus pay opportunity
• Company paid disability and life insurance
• Paid volunteer time
• Employer paid logo clothing program
• Fitness reimbursement
• Employee wellness programs

We are an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law.