Commercial LOA

Job Title: Commercial LOA

Reports To: Senior Commercial Loan Officer

Direct Reports: N/A

Salary Grade: 6/6A

SUMMARY

Structuring of the loan files, typing loan packages, closing loans when necessary.

EDUCATION AND EXPERIENCE REQUIREMENTS

• High School diploma or equivalent
• Two years’ experience in credit, customer service, or bank-related position
• Excellent knowledge of loans, including consumer 
• Good telephone and customer service skills
• Proficient keyboarding and computer skills
• Knowledge of loan support computer systems
• Proficient in Microsoft Office programs
• Detail-oriented
• Participate and complete all required compliance training, including Bank Secrecy Act/anti-money laundering training, as well as internal and external training programs, online training, meetings, and seminars/conferences, etc. 

JOB FUNCTIONS

• Provide administrative assistance to department loan officers, including taking customer applications, pulling credit reports, preparing loan worksheets and typing loan documents, and when necessary, closing loans
• Coordinate loan closings with attorneys
• Call for payoffs on accounts and mail checks to financial institutions
• Type and file credit approvals and denials
• Prepare loans for processing, make tickets for each loan, request appraisals, remove paid out loans from file, update UCCI’s, and correct non-post loan items
• Handle telephone and written inquiries
• Assemble and verify accuracy of loan documentation
• Work exceptions and past dues
• Transfer and assign notes
• Make and maintain release files, process quitclaim deeds, memo customer files, and process tickets on partial releases of collateral
• Answer overflow calls for loan officers and neighboring employee’s calls
• Type general letters (commitment letters, thank you letters, letters of credit, construction commitment letters, and application letters)
• Disbursement, request and file inspections for construction loans 
• Block post for Credit Administration

SUPERVISORY RESPONSIBILITY

This position has no direct reports.

WORK ENVIRONMENT

Location in UCBI footprint

POSITION TYPE

This is a full-time position that requires schedule flexibility to work evenings and weekends as needed.

TRAVEL

This position may require up to 10% travel.

OTHER

We are an Equal Opportunity Employer and do not discriminate against any employee or applicant for employment because of race, color, sex, age, national origin, religion, sexual orientation, gender identity and/or expression, status as a veteran, and basis of disability or any other federal, state or local protected class.

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

The job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee. Other duties, responsibilities and activities may change or be assigned at any time with or without notice.