POSITION PURPOSE
The position involves all aspects of the Commercial lending function. The incumbent provides underwriting and analytical work as part of the credit approval process, monitors the existing loan portfolio, and markets for new clients to grow the loan portfolio.
ESSENTIAL FUNCTIONS AND BASIC DUTIES
SUPERVISORY RESPONSIBILITIES:
This role has no supervisory responsibilities.
QUALIFICATIONS
Education/Certification: A college or university degree in a related subject; ten or more years of related experience and/or training, or equivalent combination of education and experience is required.
Required Knowledge: Knowledge of generally accepted accounting principles and various types of commercial loan products are required. Proven analytical ability is also a requirement. Verbal and written communication skills are a must. Familiarity with the bank`s loan policy is a must.
Experience Required: At least five years of related experience in a financial institution, with a minimum of two years of supervisory experience. At least five years lending experience. Commercial Lending experience required. Real estate and origination background preferred.
Skills/Abilities: Excellent writing skills are required. The ability to write routine loan memoranda and loan application requests concisely and thoroughly are a must. Experience with Microsoft Office, especially Excel and Word are required.
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