Financial Analyst I

Great employees are essential to maintaining the confidence our customers place in us. FGB believes that our employees are our greatest asset as demonstrated in their professionalism and dedication. We encourage open communication and strive to cultivate an environment in which our employees will contribute new ideas and innovations that will help us excel. As we grow, we want YOU to join our team to help fulfill our mission of serving the banking needs in our local communities.

Our full-time employees are eligible for amazing benefits including medical, dental, vision, and basic life/AD&D insurance, prescription drug benefits, long term disability, and salary continuance (short-term disability). In addition, they get paid holidays, paid vacation and sick leave, a tuition reimbursement program, 401k, section 125 cafeteria plan, and the opportunity to earn FGB stock grants. Apply today to enjoy these benefits and more!  

Position Summary

The Financial Analyst will researches, collects, classifies and studies statistical data; participates in the development and preparation of reports and financial statements. Position may assist in the management of the bank’s investment portfolio. Position may work in interest rate risk management, liquidity management, budgeting, and modeling.

Essential Duties and Responsibilities

1. Gathering data from departments to be used in financial analysis and reporting.
2. Requires database analysis for internal cost accounting, financial analysis, budgeting and forecasting.
3. Requires periodic meetings with department managers to evaluate reports.
4. Corporate and government bond portfolio management.  Performs pre-purchase credit analysis and interest rate risk analysis for bonds to be purchased.  Will conduct ongoing credit monitoring.
5. Creates monthly and quarterly Board and Investment Committee reports.
6. Performs data entry and creates model output for financial software. Reports include interest rate risk, liquidity risk, and budgeting. Prepares all required documentation for operation of the model.
7. Adheres to the BSA Policy and all other Bank Policies.
8. Other duties and responsibilities as may be assigned by supervisor.

Minimum Qualifications (Education, Experience, Skills)

• This is a multi-incumbent position.
• Incumbents will ordinarily have a bachelor’s degree or broad work experience and knowledge of accounting, finance, mathematics, computer programming, or business administration.
• Candidate may be pursuing the CFA designation or CPA license.   

Physical Demands and Work Environment

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the functions. While performing the duties of this position, the employee is regularly required to talk and hear. The employee frequently is required to use hands or fingers, handle, or feel objects, tools or controls. The employee is occasionally required to stand; walk; sit; reach with hands and arms; climb or balance; and stoop, kneel, crouch, or crawl. The employee must occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this position include close vision, distance vision, color vision, peripheral vision, and the ability to adjust focus. The noise level in the work environment is usually moderate.

This job description in no way states or implies that these are the only duties to be performed by the employee(s) incumbent in this position.  Employees will be required to follow any other job-related instructions and to perform any other job-related duties requested by any person authorized to give instructions or assignments. All duties and responsibilities are essential functions and requirements and are subject to possible modification to reasonably accommodate individuals with disabilities.  To perform this job successfully, the incumbents will posses the skills aptitudes and abilities to perform each duty proficiently.  Some requirements may exclude individuals who pose a direct threat or significant risk to the health or safety of themselves or others.  The requirements listed in this document are the minimum levels of knowledge, skills or abilities. This document does not create an employment contract, implied or otherwise, other than an “at will” relationship.