Description

SUMMARY: Receives and pays out money, and keeps records of money and negotiable instruments involved in financial transactions by performing the following duties in accordance with the Florida Credit Unions policies, goals, and objectives.

ESSENTIAL DUTIES AND RESPONSIBILITIES

1. Responsible for the following functions in the teller department including but not limited to:

• Receives checks and cash for deposits and payments
• Verifies the cash received and examines all checks for correct routing / transit numbers, amounts and endorsements

• Cashes checks and pays out money after verification of identification, signature, and account balance.
• Transfers loan payments, share transactions and loan advances.
• Processes Credit Card Advances
• Open and close Certificates of Deposit
• Visa payments
• IRA deposits
• Enters transactions into the computer to record transactions, and issues a computer generated receipt.
• Place CHECK HOLD on accounts when necessary.
• Orders daily increase of cash if necessary and verifies amount of strap and individual bills.
• Decreases cash to vault if cash drawer is over required limit.
• Decrease coin daily to vault.
• Balances currency, coin, and checks in cash drawer at the end of shift to the computer print out of daily transactions.
• Cross sells FCU products to the membership (travelers checks, money orders, interest bearing checking accounts, etc.).
• Process stop payments on member accounts
• Branch Tellers open new accounts.
• Branch Tellers Process payroll deposits.
• Night Deposit Under dual control removes deposit envelopes, count the number and log into Night Deposit Book and balances.
• Perform other duties/functions as required by Senior Teller or Management.
• Compliance with OFAC, and the Bank Secrecy Act

1. Responsible for working cooperatively with all Credit Union departments as necessary

2. Regular and predictable attendance.

Florida Credit Union is an Equal Opportunity Employer, and takes appropriate affirmative action to insure continuing equality. In order to provide equal employment and advancement opportunities, all of the credit unions recruiting, hiring, training, promotion, discipline, pay decisions, etc., are based on demonstrated ability, interest, experience and job performance. Florida Credit Union does not discriminate in employment opportunities or practices on the basis of race, color, marital status, religion, sex, national origin, age, sickle-cell trait, disability, their status as a disabled veteran or veteran of the Vietnam era, or any other characteristic protected by law.

Qualifications

QUALIFICATION REQUIREMENTS

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily and within the policies of Florida Credit Union. The requirement listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

EDUCATION AND/OR EXPERIENCE

High school diploma or general education degree (GED); or one to three years related experience and/or training; or equivalent combination of education and experience in a business/financial environment.

LANGUAGE SKILLS

Ability to read and comprehend simple instructions, short correspondence, and memos. Must have legible penmanship. Ability to effectively communicate on a one-to-one basis with members and with co-employees. Ability to concentrate on your transactions/work area and not communicate excessively with your co-workers.

MATHEMATICAL SKILLS

Ability to add, subtract, multiply, and divide in all units of measure, using whole numbers, common fractions, and decimals. Ability to count proficiently by 1s, 5s, 10s, 20s, 50s and 100s. Must keep your work area neat, clean, and secured. Keep your cash drawer counted down and excess cash/coin secured. Learn to count currency by Portraits. Ability to learn and identify all parts of a bill.

OTHER SKILLS

Financial Services

Strong Interpersonal skills

E-mail

Word Processing

REASONING ABILITY

Ability to apply common sense understanding to carry out instructions furnished in written, oral, or diagram form. Ability to deal with problems involving several concrete variables in standardized situations.

CERTIFICATES, LICENSES, REGISTRATIONS

Drivers License

TRANSPORTATION

Dependable vehicle to carry you to and from work in all conditions.

DRESS CODE

The dress code is spelled out for both male and female in the Employee Information Manual. The Dress Code is not to be taken lightly. We are proud of our professional environment at FCU.

PHYSICAL DEMANDS

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

While performing the duties of this job, the employee may be required frequently to stand, walk, sit, stoop, kneel, crouch, crawl, lift or move up to 25 pounds.

Vision abilities required by this job include close vision, distance vision, color vision and focus on any and all situations that may occur within the building.

WORK ENVIRONMENT

The work environment characteristics described here are representative of hose an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

While performing the duties of this job, the employee occasionally works near moving mechanical parts.

The noise level in the work environment is usually moderate.

The employees must be able to travel to all branches occasionally with little notice.