Credit Analyst

The purpose of this position is to:  Provide effective and efficient service that meets the customer’s standards for service and quality. Acts as the critical link in the fulfillment of each sale and in the fulfillment and enhancement of Formosa’s brands and image, by providing timely and consistent delivery of the products and services specified and required by the customer. 1. Establish & Recommend Credit Lines Utilize professional knowledge and skills to establish credit lines for new and established Formosa customers. This analysis requires independent judgment and financial expertise. 2. Customer Relations Perform good communication skills and a good working relationship with the business units and Customers both internal and external 3. Maintain targets and goals as established by ManagementPrevent Bad Debt loss, below the overall target set in annual goal process.Maintain credit review statistics at a high level above the 90% completion rate.Communicate with all levels of business unit personnel in the assigned team responsibilityPerform duties related to collection performance, discrepancy resolution as required to maintain established targets.4. Team MemberAs a team Member, the job is to support the team by working with the team leader and to follow the direction provided. 5. Letter of Credit Support - As designated To provide the review and processing function for our Letter of credit and stand-by Letter of credit area. Review all documents for accuracy and work with the customer for 100% compliance with bank requirements. 6. Customer Relations Perform good communication skills and a good working relationship with the assigned business units and Formosa Customers. 7. Maintain Annual targets and goals as established by management 8. Perform collection duties as necessary to resolve outstanding past due balances. QUALIFICATION REQUIRED: MINIMUM COMPETENCIES, SKILLS, EXPERIENCE, AND/OR PRIOR TRAINING • 4 year college degree in Finance, Accounting or Business• More than 2 to 5 years of credit/collection job related experience.• Experience preferred in a commercial credit environment preferably in a chemical or plastics• manufacturing environment. Some experience with bankruptcy.• Able to evaluate credit lines in excess of mid to high- seven figures.• Well versed with the ability to read and interpret financials statements.• Knowledge of credit analysis as to how it relates to the credit function is essential.• Experience in reading Dun & Bradstreet reports and trade information reporting.• Knowledge of the U.S. Bankruptcy Code and the procedure that relate to the credit• department.

Salary : $5 - $0