Mortgage Manager

The Freedom Federal Credit Union Difference

Freedom Federal Credit Union believes that a great member experience begins with a great employee experience. We value our employees not just for their talent, but also for the difference they make to our members and the Harford County and Baltimore County communities we serve. We strive to help our employees live up to their fullest potential, and, with that in mind, provide each of them a healthy, safe, and positive, yet challenging, work environment. A positive work-life balance, personal growth, purposeful work, and recognition of accomplishments are an essential part of what we offer. We’re looking for people to join our team, who share our vision and passion to make a positive financial impact on our members’ lives. If you’re ready to take the next step, join Freedom to truly make a difference.

The primary role of the Mortgage Manager is to provide management by directing and coordinating the overall operations of the mortgage department. Mortgage Managers will originate, analyze, interview loan applications, and approve loan requests, evaluate market trends to establish competitive rates, and work with third party vendors for sale and servicing of mortgage portfolio or products. Responsibilities include creating training material, develop policy manuals, coaching and counseling staff, attend and present seminars on mortgage related issues, supervision of staff and activities, reviewing compliance issues, and explaining the available loan programs and requirements. This position will have the possibility of hybrid working on a part-time basis after initial training is completed. The Mortgage Manager will need to be able to work from the office 2-3 days per week. The days will be determined depending on scheduling. This position complies with all federal, state, and organizational policies, procedures, and processes, including (but not limited to) the Bank Secrecy Act (BSA), and Office of Foreign Assets Control (OFAC). Maintains confidentiality of current, past, and potential members and their personal and financial information.

Requirements:

High school diploma or GED. College Degree Desired.

Three-Five years related experience and/or training; or equivalent combination of education and experience.

Must meet the requirements of the S.A.F.E. Act and register annually in the Nationwide Mortgage Licensing System and Registry (NMLS).

Excellent oral and written communication skills, including excellent active listening skills.

Knowledge of laws, legal codes, court procedures, government and mortgage regulations.

Knowledge of management and business principles.

Ability to read and comprehend instruction, correspondence, and memos.

COMPANY INFORMATION:

Freedom Federal Credit Union is a community-chartered federal credit union offering consumer financial services to those who live, work, volunteer, worship, attend school, or have family in Harford and Baltimore Counties. Additionally, Freedom offers a full line of banking services for all businesses, associations, and other organizations that are based in Harford and Baltimore Counties. To learn more, visit freedomfcu.org.

Freedom provides employees with competitive compensation, an excellent benefit package that includes medical, dental, an employer matching 401(K) Plan, generous paid time off, life insurance, short term and long-term disability insurance, tuition reimbursement, and career advancement opportunities.

Freedom Federal Credit Union conducts credit, bond, and background checks. All new hires must present evidence of authorization to work in the US. Freedom Federal Credit Union participates in the E-Verify program. Freedom Federal Credit Union is an Equal Opportunity/Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, or protected Veteran status and will not be discriminated against on the basis of disability.

If you are a disabled applicant and cannot apply online, please contact Freedom directly at HumanResources@freedomfcu.org for assistance.