Lending Trainee

Great Southern Bank currently holds commercial lending offices in the following regions: Rogers AR, Davenport IA, Sioux City IA, West Des Moines IA, Chicago IL, Overland Park KS, Minneapolis MN, Springfield MO, St. Louis MO, Omaha NE, Tulsa OK, Dallas TX, Denver CO, Phoenix, AZ, Charlotte, NC and Atlanta GA.

This position is a 20 week program that requires relocation for training purposes to Springfield, MO and Overland Park, KS. Upon successful completion of the training, relocation to one of the above mentioned regions is required to obtain a permanent lending-focused position determined prior to starting the program.

This program will provide a meaningful work experience in several key areas of the Lending Division. Trainees will work closely with bank staff to gain knowledge and understanding of bank policies, procedures, and regulations in the following areas of the bank: Commercial Lending, Consumer Lending, Loan Operations, and Residential Lending. Trainees will also be exposed to several other areas of the bank to gain an understanding of their importance to the Lending Division.

ESSENTIAL DUTIES AND RESPONSIBILITIES

• Works closely with assigned mentor in Commercial Lending to gain knowledge of the bank's commercial lending processes, polices, and regulations. Works directly with the Director of Lender Development & Consumer Collections to learn the credit analysis and underwriting processes, as well as attends prospective and existing customer calls. Participates in loan committee meetings to obtain a further understanding of commercial loans. This duty is performed about 40% of the time.
• Works closely with assigned mentor in Residential Lending to gain knowledge of mortgage lending, secondary market, mortgage underwriting, processing, disclosures, and regulations. This duty is performed about 10% of the time.
• Works closely with assigned mentor in Consumer Lending to gain knowledge of personal loan types, credit report analysis, DTI, and collection efforts. This duty is performed about 5% of the time.
• Works closely with assigned mentor in Loan Operations to gain knowledge of loan tracking and documentation processes. Responsible for learning the bank's core loan system. This duty is performed about 25% of the time.
• Completes a wide variety of data input, word processing, copying, correspondence, reports, memos, etc. This duty is performed about 20% of the time.
• Maintains regular and reliable attendance, punctuality and personal appearance. Reads, writes, and communicates in a clear and efficient manner via various types of correspondence, such as, in person, phone, email, letters, etc. Adheres to all company policies and procedures, as well as all applicable banking rules, regulations, and laws (including BSA/AML).
• Performs any other related duties as required or assigned

EDUCATION AND EXPERIENCE

• 
  High school diploma or GED. Bachelor’s Degree in Finance, Business, or Accounting and/or at least 5 years of related experience or training.
• Regular use of desktop/laptop computer, basic operating systems, and specialized software systems.
• Intermediate experience with alphanumeric data entry, Excel, and word processing software
• Basic experience with PowerPoint/presentation software
• Ability to add, subtract, multiply and divide in all units of measure, using whole numbers, common fractions, and decimals. Ability to compute rate, ratio, and percent and to prepare and interpret graphs.

PHYSICAL ACTIVITIES
The following physical activities described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions and expectations.

• Semi-repetitive and low physical activities.
• Semi-repetitive type work which requires periods of concentration for varied time cycles as prescribed by the tasks.
• While performing the functions of this job, the employee is frequently required to talk or hear; regularly required to sit, use hands to handle or feel, reach with hands and arms; and occasionally required to stand, walk, climb or balance, stoop, kneel, crouch, or crawl.
• Occasionally required to lift and/or move up to 25 pounds.

ADDITIONAL INFORMATION

Great Southern Bank is proud to be an Equal Opportunity Employer, treating all candidates and employees equitably without regard to race, color, gender, religion, national origin, ancestry, age, disability, protected veteran status, gender identity, sexual orientation or any other basis prohibited by law.

Monday - Friday 8:00 AM - 5:00 PM

Total Hours: 40

Job grade: 8

4078