What are the responsibilities and job description for the Director, Merchant Risk Strategy & Analytics position at GreenSky Administrative Services LLC?
Overview
About GreenSky:
GreenSky is one of the fastest growing financial technology companies in America. We make it easy for businesses of all sizes to offer credit to their customers with a fast and paperless solution. With billions of dollars in loans and hundreds of thousands of satisfied customers, we are quickly changing the consumer credit marketplace.
We have developed a highly scalable loan origination and servicing platform and unique loan origination tools to deliver a differentiated level of service to our multiple stakeholders, including bank partners, merchant and retailer channel partners, consumers, and borrowers.
Leveraging proprietary mobile technology, we are currently experiencing exceptional growth in both accounts and profitability. We have a great team, are growing quickly, and are backed by some of the leading investors in the world. Our corporate headquarters is in the expanding fintech hub of Atlanta.
Location: Atlanta, GA
Duties & Responsibilities
- Formulate and revise merchant qualification policies in alignment with GreenSky’s strategic goals and market conditions to ensure a healthy and profitable merchant portfolio.
- Enhance merchant transaction control requirements to effectively minimize transaction risk while accommodating merchant needs and reducing unnecessary friction.
- Collaborate closely with Operations to ensure the enforcement of policy requirements and corresponding procedures.
- Oversee the system design and implementation for the standardization and necessary automation of the merchant qualification processes.
- Direct the monitoring of conditionally approved merchants and take prompt actions when necessary.
- Lead and manage team members on:
- Analytical projects for the development of merchant qualification risk strategies.
- Daily routines for the reinforcement of merchant qualification policies and related monitoring mechanisms
Required Skills/Qualifications
- 5-10 years of experience with credit risk management, including experience at a financial services company.
- A minimum of 3 years of experience managing a team of analytical resources for the development of credit risk management strategies.
- Experience or involvement with developing and implementing credit risk policies and corresponding procedures.
- Commercial credit lending experience is not required but strongly preferred.
- Hands-on experience with processing and analyzing large data files using SQL, Python, or other similar programming languages.
- Knowledge of decision engine systems such as GDS.
- Working knowledge of Tableau.
- Skilled communicator with the ability to influence others.
- Advanced degree in a quantitative field such as Data Science/Analytics, Statistics, Economics, Mathematics, Operations Research, etc.
GreenSky is an equal opportunity employer and will not discriminate against any employee or applicant on the basis of age, color, disability, gender, national origin, race, religion, sexual orientation, veteran status, or any classification protected by federal, state, or local law.
