Commercial Underwriter

Position Summary:

Be an effective member of a positive, team oriented department. You should bring strong analytical and time management skills, and a willingness to learn and adapt as the insurance environment changes.

Responsibilities:  

• Communicates with co-workers, management, clients, vendors, and others in a courteous and professional manner. 
• Participates in special projects as assigned.
• Maintains the integrity of the company and products offered by complying with federal and state regulations as well as company policies and procedures.
• Manages effectively the assigned underwriting territory in terms of profitability and growth, including analyzing agency performance regarding quality and quantity of submission activity and overall profitability.
• Reviews applications for insurance coverage, reports from loss control consultants and other information to determine if application is acceptable for the program(s) available. 
• Develops, implements and monitors business plans of agents, addressing market focus, growth and profit. 
• Evaluate the experience of a risk under review. Maintains quality, selection and pricing standards. 
• Evaluate the loss potential due to catastrophe, severity, and/or frequency. 
• May rate policies or check previously rated policies for proper rating. 
• Utilizes knowledge of available systems to develop information for new or renewal policies.
• Answers questions from agents, policyholders, or prospects. 
• Accepts and binds insurance within underwriting authority. 
• Requests additional documentation necessary for the processing of an application, endorsement or cancellation.
• Demonstrates exceptional planning and organization of workflow.

Qualifications: 

• Associate's Degree required; Bachelor’s Degree preferred. 
• Two to three years of underwriting experience with a domestic property insurance company; Florida property experience a plus. 
• Knowledge of departmental regulations and policies and standard accepted underwriting practices. 
• Proficiency with Microsoft Office products required; internet research tools preferred.
• Demonstrated customer service focus / superior customer service skills. 
• Excellent communication skills and ability to interact on a professional level with internal and external personnel 
• Resourceful and skilled in gaining consensus to solve problems. 
• Results driven with strong problem solving and analytical skills. 
• Ability to work independently in a fast paced environment; and manages changing priorities effectively. 
• Detail-oriented and exceptionally organized 
• Collaborative partner; ability to contribute to a positive work environment.