Member Account Specialist (Collector)

Houston Federal Credit Union
Sugar, TX Full Time
POSTED ON 4/7/2024
Member Account Specialist
Houston Federal Credit Union
Position Hours: 9:00am - 6:00pm Monday - Friday, rotating schedule for Saturdays 9am - 2pm.

Role:
To preserve the credit union's assets by controlling delinquent loan accounts, collecting delinquent loan payments and/or recovering collateral and minimizing losses on negative deposit accounts.
Essential Functions:
  • Contacts delinquent and negative balance accounts by phone and mail; takes appropriate action to bring current/positive.
  • Analyzes financial situation of delinquent borrowers; makes recommendations to repossess collateral when other arrangements to bring the loan current are successful.
  • Documents all contacts with detailed notes and reports on collections activity.
  • Prepare reports as assigned.
  • Testifies at legal proceedings as required.
  • Informs management of trends in loan underwriting contributing to delinquent/charged-off loans.
  • Performs other duties as assigned.
Performance Measurements:
  • Ensure timely contact with members to inquire about re-payment intent.
  • Ensure timely contact with members to inquire about negative balance intent.
  • Maintain accurate, timely and complete records of all collection and recovery activity.
  • Provide informed and professional assistance and support to all members and associates, to resolve inquiries in a timely, friendly and accurate manner.
Skills:
  • Six months to two years of similar or related experience.
  • High school graduate or GED.
  • Must have good communication skills
  • Prefer someone with the ability to communicate in Spanish and English
  • Must have qualities that are consistent with our CORE Values:
    • Integrity, Honesty, & Respect
    • Passion, Commitment & Enthusiasm
    • Seek Excellence in All We Do
    • Work Hard and Have Fun
    • Friendly Service and Superior Value

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