Commercial Lending Relationship Manager

Summary

Kitsap Credit Union is hiring a fulltime, salaried & incentivized, exempt, Commercial Lending Relationship Manager to work with our hybrid team based out of our downtown corporate Bremerton offices in beautiful Kitsap County Washington.  The Commercial Lending Relationship Manager is responsible for developing and servicing business member relationships that include commercial real estate and member business loans. The Commercial Lending Relationship Manager develops, manages and maintains a profitable commercial mortgage and lending portfolio and serves as the business’ primary contact point at the credit union.

Typical Job Duties

• Develop business relationships that lead to commercial real estate loans and member business loans consistent with the credit union objectives
• Maintain and grow a quality credit portfolio
• Negotiate, structure, and underwrite business financing arrangements
• Price and, if applicable, sell Kitsap Credit Union’s products consistent with credit union objectives
• Maintain written, telephone and personal contacts with key centers of influence, including established commercial real estate offices  to develop a pipeline of prospect opportunities
• Participate in community activities and business development including, but not limited to, Chamber of Commerce, Board of Realtors and Homebuilders (activities that are industry related)

Quick Facts

Seniority level: Business Manager

Reports to: VP of Commercial Lending

Employment Type: Fulltime, exempt, salaried incentive, hybrid

Working hours: Monday - Friday 8AM - 5PM

Salary: $98,872 to $148,308 depending on experience

Bonus Target: 8% potential incentive of base pay

Grade: 14BC

Industry: Banking

Job Functions: Lending, Relationship Management, Commercial Loans, Leadership

This role may be right for you if you enjoy seeking out and building new business relationships and leading business efforts with professional excellence.  You pride yourself on keen awareness of business principles and your ability to tailor solutions to needs.  Your previous employers praise your ability to think creatively about new business generation, and your previous co-workers talk about your relentless optimism and strong drive to make a difference.  Your friends consider you a great encourager and coach, and your family is proud of your passion in meeting community needs with foresight and goodwill. 

Basic Qualifications

• Bachelor’s degree in business or related field or equivalent experience
• Understanding of commercial credit negotiations and structuring and the perfection of security interest in various collateral.
• Experience with understanding and analyzing financial statements and tax returns
• Must be registered with the Nationwide Mortgage Licensing System (NMLS) within 30 days of hire and comply with the SAFE Act regulations.

Preferred Qualifications

• Two plus years of commercial real estate and lending experience
• Experience in lending to a broad range of businesses, industries and using a variety of loan types, including SBA 7a, USDA
• Experience with understanding and analyzing financial statements and tax returns
• Excellent negotiation skills and ability to build trust quickly 
• Distributes qualities of strong leadership 

What We Offer 

Not only are we one of the largest credit unions in Washington State, and growing, but we are also a company that cares about its employees. We back that up for our employees by offering competitive pay and a benefits package that helps support you and your family’s lifestyle. We value our employees, and we strive to keep our benefits comprehensive and affordable. Some of our benefits include: 

Careers | Kitsap Credit Union (kitsapcu.org) 

• Free onsite parking
• Annual time off and sick time accrued
• 11 Paid holidays
• 1 Personal day
• Medical, Dental, Vision, Short- and Long-term Disability, Life and AD&D Insurance
• Employee Assistance Program
• Choose from a PPO medical plan or a High Deductible with a Health Savings Account
• 3% KCU funded Safe Harbor Contribution to your 401K
• KCU will match up to 2% of your 401K contributions
• All 401K contributions are 100% vested
• Potential annual incentive in all roles within Kitsap Credit Union
• Tuition reimbursement
• 8 hours of paid volunteer time off
• Discounts on KCU's products and services
• Paid Care.com membership

We believe in the power of belonging – it’s in our DNA as a not-for-profit, member-owned cooperative. Our un-bank-like structure ensures that we remain all about people: our members, our employees, and the people in the communities where we live and work. We work hard to provide a collaborative and inclusive environment where you can grow and excel in your career. 

We are dedicated to serving our members by providing personalized experiences, convenient access, and highly competitive products and services. But it goes much deeper than that. For more than 86 years, we have been relentless about making a positive difference in our communities. We understand that when our members and communities succeed, we all succeed, and that success can’t happen without great employees. If this is the kind of organization, you’re looking for.

****** Employment is contingent upon satisfactory credit, background, and reference checks.  Kitsap Credit Union is an Equal Opportunity Employer. All qualified applicants for employment will receive consideration without regard to sex, marital status, race, color, religion, national origin, age, veteran status, disability, genetic information, or any other protected status. ****** 

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Salary : $98,872 - $148,308