What are the responsibilities and job description for the Mortgage Loan Officer position at Key One Financial Inc?
Key One Financial is looking for an experienced Loan Officer to join our team! Based in Oregon and Washington, Key One Financial is a Mortgage Broker with over 15 years of experience in the industry. We are 100% commission based with excellent commission payouts along with a top-notch processing team who will help push your loans to the finish line leaving you more time to originate loans.
Your Duties and Responsibilities:
- Origination of new business on a regular basis, including taking complete applications and qualifying customers.
- Provide consultations and education on the mortgage transaction, teaching about what to expect, setting the timelines and expectations.
- Qualify borrowers; pull credit; run AUS; price loans; collect documentation; follow-through with client and loan until closing; and own the client experience to ensure expectations are met and customers are happy.
- Ability to develop and maintain a personal business plan which includes all aspects of loan originations from customer service, maintaining and building relationships, networking, marketing/prospecting, knowledge of products and the industry, etc.
Qualifications & Skills Requirements:
- 2 years recent Mortgage Loan Origination experience
- Current and active rolling pipeline of funding 2-5 loans per month required
- Previous work experience as a loan officer (or equivalent) required, with proven ability to achieve sales goals
- Effective sales and marketing skills, including ability to generate new business through networking and referral partners and other referral sources
- Ability to deal honestly and ethically with clients, employees and business partners to achieve desired goals
- Strong understanding of loan guidelines, as well as all federal and state regulations
- Must have a Mortgage Originator if working for a mortgage lender but not required if currently working for a bank
- Problem Solving – an ability to effectively analyze and resolve problems at a functional level
Job Type: Full-time
Pay: $75,000.00 - $200,000.00 per year
Experience:
- relevant: 2 years (Preferred)
- Loan Officer: 2 years (Required)
- Loan Origination: 2 years (Required)
Work Location:
- Multiple locations
Benefits:
- Health insurance
- Dental insurance