What are the responsibilities and job description for the 023 Commercial Credit Analyst - Cleveland - Start Date July 2023 position at KeyBank?
Location:
4910 Tiedeman Road - Brooklyn, Ohio 44144The Commercial Credit Underwriting Analyst Program is designed to build KeyBank risk professionals through intense training, work experiences, cross-functional experiences, robust feedback, and performance management.
Analysts will develop skills in credit risk, business analysis, and banking. Essential job functions include spreading and analyzing financial data, conducting period reviews of client credit relationships, testing data integrity, working with various systems and models, communicating with various credit and sales professionals, and conducting analyses and underwriting of existing and new credit transactions.
What does our program offer?
- Executive Speaker Series
- One-on-one mentorship
- Exposure to and engagement with senior leadership
- Community involvement
- Team building
- 5-6-week Enterprise Training Program: This includes foundational training in financial accounting, corporate finance theory, cash flow analysis, credit/risk analysis, valuation, business writing, business etiquette, advanced Excel, and more
- 12-14-week Commercial Credit Training Program: This provides foundational trainings in commercial underwriting, and include topics such as spreading, covenant analysis, ratio analysis, risk rating analysis and more
- After the Training Program is completed, analysts will be permanently placed on a specific underwriting team within the Credit Campus and begin working on core underwriting activities
Essential Job Functions
- Commercial Credit Analysts are responsible for creating the credit approval document for various credit underwriting activities (new money, modifications, renewals, reviews, etc.)
- Spread/review financial statements, test covenants, analyze financial and non-financial information to develop a concise focused analytical foundation for a credit decision.
- Collaborate with relationship managers and credit partners to drive the efficiency and effectiveness of the credit process to meet client expectations.
- Responsible for the development of quality approval documents while adhering to Key Bank's credit policy.
- Recommend decision to appropriate credit officer.
- Identify and escalate material issues or trends in a timely manner.
- May support any of the following underwriting segments: Business Banking, SBA, Middle Market, Public Sector, Agriculture, Private Banking, or NOORE (Non-Owner-Occupied Real Estate)
What are we looking for?
- Bachelor's degree in Business, Finance, Economics or Accounting, or related job experience
- Candidates must graduate in Spring 2023
- A minimum 3.3 GPA preferred
- Strong accounting and financial acumen
- Good analytical and decision-making skills
- Exceptional interpersonal and relationship-building skills
- Effective oral and written communication skills
- Strong knowledge of Microsoft Office applications
- Ability to work independently and as part of a team
This position is NOT eligible for employment visa sponsorship for non-U.S. citizens
KeyCorp is an Equal Opportunity and Affirmative Action Employer committed to building a diverse, equitable and inclusive culture. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status or other protected category.
Qualified individuals with disabilities or disabled veterans who are unable or limited in their ability to apply on this site may request reasonable accommodations by emailing .
KeyCorp is an Equal Opportunity and Affirmative Action Employer committed to engaging a diverse workforce and sustaining an inclusive culture. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability or veteran status.
